V-06

extraction-prompts · run 2026-10-20-v6

What the broker wrote

What every version was given, as the suite chose to show it.

Broker: Variant desk

Underwriting,

Submission: Harvest Lane Apartments LLC, 20-unit garden complex at 5115 Harvest Ln, Indianapolis, IN 46226 (Marion County). Brick over frame, built in '02, monitored alarms.

TIV $2,950,000, target premium $27,000. One wind claim 2023, $9,800.

Regards.

What each version answered

Compare each answer with the expert's answer. Highlighted cells differ from the expert; marked rows show where the versions disagree.

Field	Expected	Current prompt v3	New prompt v6
insuredName	Harvest Lane Apartments LLC	Harvest Lane Apartments LLCMatches the expert	Harvest Lane Apartments LLCMatches the expert
state	IN	INMatches the expert	INMatches the expert
county	Marion	MarionMatches the expert	MarionMatches the expert
units	20	20Matches the expert	20Matches the expert
tiv	$2,950,000	$2,950,000Matches the expert	$2,950,000Matches the expert
yearBuilt	2002	2002Matches the expert	2002Matches the expert
targetPremium	$27,000	$27,000Matches the expert	$27,000Matches the expert
Decision	quote it IN APPETITE	quote it IN APPETITEMatches the expert	quote it IN APPETITEMatches the expert

For engineers

Checks are the suite's binary checks on each output; a judge that gave no verdict is unanswered and not counted.

v1

result: ok
prompt tokens: 4,275
output tokens: 930
cost: $0.0097
latency: 13,938 ms · 3 calls
at: 2026-10-21 01:06
stages: intake extraction grounding appetite
decision: IN APPETITE
fitScore: 84
retries: 0
fieldsWrong: 0
modelErrors

check	verdict
extraction_schema	pass
fields_correct	pass
construction_canonical	not applicable
nulls_stay_null	not applicable
decision_correct	pass
attribution_jev	unanswered
attribution_claude	pass

{
 "decision": "IN APPETITE",
 "expectedDecision": "IN APPETITE",
 "decisionCorrect": true,
 "fitScore": 84,
 "confidence": 0.947142857142857,
 "reasons": [
  "Harvest Lane sits comfortably inside appetite: Indiana is an approved state, 20 units is well under the 60-unit cap, TIV of $2.95M falls mid-band, and the $27,000 GWP target is within the premium band. Brick over frame built in 2002 is acceptable construction, and Marion County has no coastal restrictions. A single $9,800 wind claim in 2023 is the only friction, so this risk is a strong bind candidate."
 ],
 "extraction": {
  "insuredName": {
   "value": "Harvest Lane Apartments LLC",
   "confidence": 0.98,
   "source": "email"
  },
  "propertyAddress": {
   "value": "5115 Harvest Ln, Indianapolis, IN 46226",
   "confidence": 0.97,
   "source": "email"
  },
  "state": {
   "value": "IN",
   "confidence": 0.98,
   "source": "email"
  },
  "county": {
   "value": "Marion",
   "confidence": 0.95,
   "source": "email"
  },
  "units": {
   "value": 20,
   "confidence": 0.97,
   "source": "email"
  },
  "tiv": {
   "value": 2950000,
   "confidence": 0.98,
   "source": "email"
  },
  "constructionType": {
   "value": "Brick over frame",
   "confidence": 0.85,
   "source": "email"
  },
  "yearBuilt": {
   "value": 2002,
   "confidence": 0.9,
   "source": "email"
  },
  "targetPremium": {
   "value": 27000,
   "confidence": 0.98,
   "source": "email"
  },
  "subclass": {
   "value": "Garden apartments",
   "confidence": 0.93,
   "source": "email"
  },
  "priorLossSummary": {
   "value": "One wind claim in 2023, $9,800",
   "confidence": 0.95,
   "source": "email"
  }
 },
 "extracted": [
  {
   "field": "insuredName",
   "value": "Harvest Lane Apartments LLC",
   "source": "email"
  },
  {
   "field": "propertyAddress",
   "value": "5115 Harvest Ln, Indianapolis, IN 46226",
   "source": "email"
  },
  {
   "field": "state",
   "value": "IN",
   "source": "email"
  },
  {
   "field": "county",
   "value": "Marion",
   "source": "email"
  },
  {
   "field": "units",
   "value": 20,
   "source": "email"
  },
  {
   "field": "tiv",
   "value": 2950000,
   "source": "email"
  },
  {
   "field": "constructionType",
   "value": "Brick over frame",
   "source": "email"
  },
  {
   "field": "yearBuilt",
   "value": 2002,
   "source": "email"
  },
  {
   "field": "targetPremium",
   "value": 27000,
   "source": "email"
  },
  {
   "field": "subclass",
   "value": "Garden apartments",
   "source": "email"
  },
  {
   "field": "priorLossSummary",
   "value": "One wind claim in 2023, $9,800",
   "source": "email"
  }
 ],
 "fields": [
  {
   "field": "insuredName",
   "expected": "Harvest Lane Apartments LLC",
   "got": "Harvest Lane Apartments LLC",
   "correct": true
  },
  {
   "field": "state",
   "expected": "IN",
   "got": "IN",
   "correct": true
  },
  {
   "field": "county",
   "expected": "Marion",
   "got": "Marion",
   "correct": true
  },
  {
   "field": "units",
   "expected": 20,
   "got": 20,
   "correct": true
  },
  {
   "field": "tiv",
   "expected": 2950000,
   "got": 2950000,
   "correct": true
  },
  {
   "field": "yearBuilt",
   "expected": 2002,
   "got": 2002,
   "correct": true
  },
  {
   "field": "targetPremium",
   "expected": 27000,
   "got": 27000,
   "correct": true
  }
 ],
 "retries": 0,
 "guardrails": [
  {
   "node": "extraction",
   "guardrail": "schema",
   "status": "pass"
  },
  {
   "node": "grounding",
   "guardrail": "grounding",
   "status": "pass"
  },
  {
   "node": "appetite",
   "guardrail": "missing_fields",
   "status": "pass"
  },
  {
   "node": "appetite",
   "guardrail": "confidence",
   "status": "pass"
  }
 ],
 "flags": []
}

Trace line (JSON)

{
  "run_id": "2026-10-20-v6",
  "suite": "extraction-prompts",
  "case_id": "V-06",
  "variant": "v1",
  "at": "2026-10-21T01:06:59.399Z",
  "ok": true,
  "usage": {
    "inputTokens": 6,
    "outputTokens": 930,
    "costUsd": 0.0097389,
    "calls": 3,
    "cacheReadTokens": 4269,
    "cacheCreationTokens": 0,
    "latencyMs": 13938,
    "metered": true,
    "provider": "claude-cli"
  },
  "checks": {
    "extraction_schema": true,
    "fields_correct": true,
    "decision_correct": true,
    "attribution_claude": true
  },
  "output_hash": "17b27ef3df495139",
  "unanswered": [
    "attribution_jev"
  ],
  "extra": {
    "decision": "IN APPETITE",
    "fitScore": 84,
    "retries": 0,
    "fieldsWrong": 0,
    "modelErrors": ""
  },
  "stages": [
    {
      "name": "intake",
      "ok": true
    },
    {
      "name": "extraction",
      "ok": true
    },
    {
      "name": "grounding",
      "ok": true
    },
    {
      "name": "appetite",
      "ok": true
    }
  ],
  "cached": false
}

Full output record (JSON)

{
  "output": {
    "decision": "IN APPETITE",
    "expectedDecision": "IN APPETITE",
    "decisionCorrect": true,
    "fitScore": 84,
    "confidence": 0.947142857142857,
    "reasons": [
      "Harvest Lane sits comfortably inside appetite: Indiana is an approved state, 20 units is well under the 60-unit cap, TIV of $2.95M falls mid-band, and the $27,000 GWP target is within the premium band. Brick over frame built in 2002 is acceptable construction, and Marion County has no coastal restrictions. A single $9,800 wind claim in 2023 is the only friction, so this risk is a strong bind candidate."
    ],
    "extraction": {
      "insuredName": {
        "value": "Harvest Lane Apartments LLC",
        "confidence": 0.98,
        "source": "email"
      },
      "propertyAddress": {
        "value": "5115 Harvest Ln, Indianapolis, IN 46226",
        "confidence": 0.97,
        "source": "email"
      },
      "state": {
        "value": "IN",
        "confidence": 0.98,
        "source": "email"
      },
      "county": {
        "value": "Marion",
        "confidence": 0.95,
        "source": "email"
      },
      "units": {
        "value": 20,
        "confidence": 0.97,
        "source": "email"
      },
      "tiv": {
        "value": 2950000,
        "confidence": 0.98,
        "source": "email"
      },
      "constructionType": {
        "value": "Brick over frame",
        "confidence": 0.85,
        "source": "email"
      },
      "yearBuilt": {
        "value": 2002,
        "confidence": 0.9,
        "source": "email"
      },
      "targetPremium": {
        "value": 27000,
        "confidence": 0.98,
        "source": "email"
      },
      "subclass": {
        "value": "Garden apartments",
        "confidence": 0.93,
        "source": "email"
      },
      "priorLossSummary": {
        "value": "One wind claim in 2023, $9,800",
        "confidence": 0.95,
        "source": "email"
      }
    },
    "extracted": [
      {
        "field": "insuredName",
        "value": "Harvest Lane Apartments LLC",
        "source": "email"
      },
      {
        "field": "propertyAddress",
        "value": "5115 Harvest Ln, Indianapolis, IN 46226",
        "source": "email"
      },
      {
        "field": "state",
        "value": "IN",
        "source": "email"
      },
      {
        "field": "county",
        "value": "Marion",
        "source": "email"
      },
      {
        "field": "units",
        "value": 20,
        "source": "email"
      },
      {
        "field": "tiv",
        "value": 2950000,
        "source": "email"
      },
      {
        "field": "constructionType",
        "value": "Brick over frame",
        "source": "email"
      },
      {
        "field": "yearBuilt",
        "value": 2002,
        "source": "email"
      },
      {
        "field": "targetPremium",
        "value": 27000,
        "source": "email"
      },
      {
        "field": "subclass",
        "value": "Garden apartments",
        "source": "email"
      },
      {
        "field": "priorLossSummary",
        "value": "One wind claim in 2023, $9,800",
        "source": "email"
      }
    ],
    "fields": [
      {
        "field": "insuredName",
        "expected": "Harvest Lane Apartments LLC",
        "got": "Harvest Lane Apartments LLC",
        "correct": true
      },
      {
        "field": "state",
        "expected": "IN",
        "got": "IN",
        "correct": true
      },
      {
        "field": "county",
        "expected": "Marion",
        "got": "Marion",
        "correct": true
      },
      {
        "field": "units",
        "expected": 20,
        "got": 20,
        "correct": true
      },
      {
        "field": "tiv",
        "expected": 2950000,
        "got": 2950000,
        "correct": true
      },
      {
        "field": "yearBuilt",
        "expected": 2002,
        "got": 2002,
        "correct": true
      },
      {
        "field": "targetPremium",
        "expected": 27000,
        "got": 27000,
        "correct": true
      }
    ],
    "retries": 0,
    "guardrails": [
      {
        "node": "extraction",
        "guardrail": "schema",
        "status": "pass"
      },
      {
        "node": "grounding",
        "guardrail": "grounding",
        "status": "pass"
      },
      {
        "node": "appetite",
        "guardrail": "missing_fields",
        "status": "pass"
      },
      {
        "node": "appetite",
        "guardrail": "confidence",
        "status": "pass"
      }
    ],
    "flags": []
  },
  "usage": {
    "inputTokens": 6,
    "cacheReadTokens": 4269,
    "cacheCreationTokens": 0,
    "outputTokens": 930,
    "costUsd": 0.0097389,
    "latencyMs": 13938,
    "calls": 3,
    "metered": true,
    "provider": "claude-cli"
  },
  "extra": {
    "decision": "IN APPETITE",
    "fitScore": 84,
    "retries": 0,
    "fieldsWrong": 0,
    "modelErrors": ""
  },
  "stages": [
    {
      "name": "intake",
      "ok": true
    },
    {
      "name": "extraction",
      "ok": true
    },
    {
      "name": "grounding",
      "ok": true
    },
    {
      "name": "appetite",
      "ok": true
    }
  ]
}

v2

result: ok
prompt tokens: 4,700
output tokens: 986
cost: $0.0103
latency: 13,145 ms · 3 calls
at: 2026-10-21 01:06
stages: intake extraction grounding appetite
decision: IN APPETITE
fitScore: 86
retries: 0
fieldsWrong: 0
modelErrors

check	verdict
extraction_schema	pass
fields_correct	pass
construction_canonical	not applicable
nulls_stay_null	not applicable
decision_correct	pass
attribution_jev	unanswered
attribution_claude	fail

{
 "decision": "IN APPETITE",
 "expectedDecision": "IN APPETITE",
 "decisionCorrect": true,
 "fitScore": 86,
 "confidence": 0.8592857142857142,
 "reasons": [
  "Harvest Lane Apartments sits comfortably inside appetite: Indiana is an allowed state, 20 units is well under the 60-unit cap, TIV of $2.95M is mid-band, and the $27,000 target GWP falls within the premium band. Frame construction built in 2002 is acceptable and Marion County carries no coastal restriction. The single 2023 wind claim ($9,800) is minor and keeps this from the top of the range, but the risk is ready to bind."
 ],
 "extraction": {
  "insuredName": {
   "value": "Harvest Lane Apartments LLC",
   "confidence": 0.95,
   "source": "email"
  },
  "propertyAddress": {
   "value": "5115 Harvest Ln, Indianapolis, IN 46226",
   "confidence": 0.97,
   "source": "email"
  },
  "state": {
   "value": "IN",
   "confidence": 0.99,
   "source": "email"
  },
  "county": {
   "value": "Marion",
   "confidence": 0.97,
   "source": "email"
  },
  "units": {
   "value": 20,
   "confidence": 0.97,
   "source": "email"
  },
  "tiv": {
   "value": 2950000,
   "confidence": 0.98,
   "source": "email"
  },
  "constructionType": {
   "value": "Frame",
   "confidence": 0.85,
   "source": "email"
  },
  "yearBuilt": {
   "value": 2002,
   "confidence": 0.9,
   "source": "email"
  },
  "targetPremium": {
   "value": 27000,
   "confidence": 0.98,
   "source": "email"
  },
  "subclass": {
   "value": "Garden apartments",
   "confidence": 0.93,
   "source": "email"
  },
  "priorLossSummary": {
   "value": "One wind claim in 2023, $9,800",
   "confidence": 0.95,
   "source": "email"
  }
 },
 "extracted": [
  {
   "field": "insuredName",
   "value": "Harvest Lane Apartments LLC",
   "source": "email"
  },
  {
   "field": "propertyAddress",
   "value": "5115 Harvest Ln, Indianapolis, IN 46226",
   "source": "email"
  },
  {
   "field": "state",
   "value": "IN",
   "source": "email"
  },
  {
   "field": "county",
   "value": "Marion",
   "source": "email"
  },
  {
   "field": "units",
   "value": 20,
   "source": "email"
  },
  {
   "field": "tiv",
   "value": 2950000,
   "source": "email"
  },
  {
   "field": "constructionType",
   "value": "Frame",
   "source": "email"
  },
  {
   "field": "yearBuilt",
   "value": 2002,
   "source": "email"
  },
  {
   "field": "targetPremium",
   "value": 27000,
   "source": "email"
  },
  {
   "field": "subclass",
   "value": "Garden apartments",
   "source": "email"
  },
  {
   "field": "priorLossSummary",
   "value": "One wind claim in 2023, $9,800",
   "source": "email"
  }
 ],
 "fields": [
  {
   "field": "insuredName",
   "expected": "Harvest Lane Apartments LLC",
   "got": "Harvest Lane Apartments LLC",
   "correct": true
  },
  {
   "field": "state",
   "expected": "IN",
   "got": "IN",
   "correct": true
  },
  {
   "field": "county",
   "expected": "Marion",
   "got": "Marion",
   "correct": true
  },
  {
   "field": "units",
   "expected": 20,
   "got": 20,
   "correct": true
  },
  {
   "field": "tiv",
   "expected": 2950000,
   "got": 2950000,
   "correct": true
  },
  {
   "field": "yearBuilt",
   "expected": 2002,
   "got": 2002,
   "correct": true
  },
  {
   "field": "targetPremium",
   "expected": 27000,
   "got": 27000,
   "correct": true
  }
 ],
 "retries": 0,
 "guardrails": [
  {
   "node": "extraction",
   "guardrail": "schema",
   "status": "pass"
  },
  {
   "node": "grounding",
   "guardrail": "grounding",
   "status": "warn"
  },
  {
   "node": "appetite",
   "guardrail": "missing_fields",
   "status": "pass"
  },
  {
   "node": "appetite",
   "guardrail": "confidence",
   "status": "pass"
  }
 ],
 "flags": [
  {
   "field": "constructionType",
   "issue": "contradiction",
   "detail": "Email says brick over frame, which is not simply Frame; the extracted value drops the brick veneer detail (likely masonry veneer/joisted masonry vs. frame)."
  }
 ]
}

Trace line (JSON)

{
  "run_id": "2026-10-20-v6",
  "suite": "extraction-prompts",
  "case_id": "V-06",
  "variant": "v2",
  "at": "2026-10-21T01:06:42.241Z",
  "ok": true,
  "usage": {
    "inputTokens": 6,
    "outputTokens": 986,
    "costUsd": 0.0103414,
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    "cacheCreationTokens": 0,
    "latencyMs": 13145,
    "metered": true,
    "provider": "claude-cli"
  },
  "checks": {
    "extraction_schema": true,
    "fields_correct": true,
    "decision_correct": true,
    "attribution_claude": false
  },
  "output_hash": "35facb459dc899f0",
  "unanswered": [
    "attribution_jev"
  ],
  "extra": {
    "decision": "IN APPETITE",
    "fitScore": 86,
    "retries": 0,
    "fieldsWrong": 0,
    "modelErrors": ""
  },
  "stages": [
    {
      "name": "intake",
      "ok": true
    },
    {
      "name": "extraction",
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    },
    {
      "name": "grounding",
      "ok": true
    },
    {
      "name": "appetite",
      "ok": true
    }
  ],
  "cached": false
}

Full output record (JSON)

{
  "output": {
    "decision": "IN APPETITE",
    "expectedDecision": "IN APPETITE",
    "decisionCorrect": true,
    "fitScore": 86,
    "confidence": 0.8592857142857142,
    "reasons": [
      "Harvest Lane Apartments sits comfortably inside appetite: Indiana is an allowed state, 20 units is well under the 60-unit cap, TIV of $2.95M is mid-band, and the $27,000 target GWP falls within the premium band. Frame construction built in 2002 is acceptable and Marion County carries no coastal restriction. The single 2023 wind claim ($9,800) is minor and keeps this from the top of the range, but the risk is ready to bind."
    ],
    "extraction": {
      "insuredName": {
        "value": "Harvest Lane Apartments LLC",
        "confidence": 0.95,
        "source": "email"
      },
      "propertyAddress": {
        "value": "5115 Harvest Ln, Indianapolis, IN 46226",
        "confidence": 0.97,
        "source": "email"
      },
      "state": {
        "value": "IN",
        "confidence": 0.99,
        "source": "email"
      },
      "county": {
        "value": "Marion",
        "confidence": 0.97,
        "source": "email"
      },
      "units": {
        "value": 20,
        "confidence": 0.97,
        "source": "email"
      },
      "tiv": {
        "value": 2950000,
        "confidence": 0.98,
        "source": "email"
      },
      "constructionType": {
        "value": "Frame",
        "confidence": 0.85,
        "source": "email"
      },
      "yearBuilt": {
        "value": 2002,
        "confidence": 0.9,
        "source": "email"
      },
      "targetPremium": {
        "value": 27000,
        "confidence": 0.98,
        "source": "email"
      },
      "subclass": {
        "value": "Garden apartments",
        "confidence": 0.93,
        "source": "email"
      },
      "priorLossSummary": {
        "value": "One wind claim in 2023, $9,800",
        "confidence": 0.95,
        "source": "email"
      }
    },
    "extracted": [
      {
        "field": "insuredName",
        "value": "Harvest Lane Apartments LLC",
        "source": "email"
      },
      {
        "field": "propertyAddress",
        "value": "5115 Harvest Ln, Indianapolis, IN 46226",
        "source": "email"
      },
      {
        "field": "state",
        "value": "IN",
        "source": "email"
      },
      {
        "field": "county",
        "value": "Marion",
        "source": "email"
      },
      {
        "field": "units",
        "value": 20,
        "source": "email"
      },
      {
        "field": "tiv",
        "value": 2950000,
        "source": "email"
      },
      {
        "field": "constructionType",
        "value": "Frame",
        "source": "email"
      },
      {
        "field": "yearBuilt",
        "value": 2002,
        "source": "email"
      },
      {
        "field": "targetPremium",
        "value": 27000,
        "source": "email"
      },
      {
        "field": "subclass",
        "value": "Garden apartments",
        "source": "email"
      },
      {
        "field": "priorLossSummary",
        "value": "One wind claim in 2023, $9,800",
        "source": "email"
      }
    ],
    "fields": [
      {
        "field": "insuredName",
        "expected": "Harvest Lane Apartments LLC",
        "got": "Harvest Lane Apartments LLC",
        "correct": true
      },
      {
        "field": "state",
        "expected": "IN",
        "got": "IN",
        "correct": true
      },
      {
        "field": "county",
        "expected": "Marion",
        "got": "Marion",
        "correct": true
      },
      {
        "field": "units",
        "expected": 20,
        "got": 20,
        "correct": true
      },
      {
        "field": "tiv",
        "expected": 2950000,
        "got": 2950000,
        "correct": true
      },
      {
        "field": "yearBuilt",
        "expected": 2002,
        "got": 2002,
        "correct": true
      },
      {
        "field": "targetPremium",
        "expected": 27000,
        "got": 27000,
        "correct": true
      }
    ],
    "retries": 0,
    "guardrails": [
      {
        "node": "extraction",
        "guardrail": "schema",
        "status": "pass"
      },
      {
        "node": "grounding",
        "guardrail": "grounding",
        "status": "warn"
      },
      {
        "node": "appetite",
        "guardrail": "missing_fields",
        "status": "pass"
      },
      {
        "node": "appetite",
        "guardrail": "confidence",
        "status": "pass"
      }
    ],
    "flags": [
      {
        "field": "constructionType",
        "issue": "contradiction",
        "detail": "Email says brick over frame, which is not simply Frame; the extracted value drops the brick veneer detail (likely masonry veneer/joisted masonry vs. frame)."
      }
    ]
  },
  "usage": {
    "inputTokens": 6,
    "cacheReadTokens": 4694,
    "cacheCreationTokens": 0,
    "outputTokens": 986,
    "costUsd": 0.0103414,
    "latencyMs": 13145,
    "calls": 3,
    "metered": true,
    "provider": "claude-cli"
  },
  "extra": {
    "decision": "IN APPETITE",
    "fitScore": 86,
    "retries": 0,
    "fieldsWrong": 0,
    "modelErrors": ""
  },
  "stages": [
    {
      "name": "intake",
      "ok": true
    },
    {
      "name": "extraction",
      "ok": true
    },
    {
      "name": "grounding",
      "ok": true
    },
    {
      "name": "appetite",
      "ok": true
    }
  ]
}

v3

result: ok
prompt tokens: 5,014
output tokens: 944
cost: $0.0100
latency: 12,501 ms · 3 calls
at: 2026-10-21 01:06
stages: intake extraction grounding appetite
decision: IN APPETITE
fitScore: 86
retries: 0
fieldsWrong: 0
modelErrors

check	verdict
extraction_schema	pass
fields_correct	pass
construction_canonical	not applicable
nulls_stay_null	not applicable
decision_correct	pass
attribution_jev	unanswered
attribution_claude	fail

{
 "decision": "IN APPETITE",
 "expectedDecision": "IN APPETITE",
 "decisionCorrect": true,
 "fitScore": 86,
 "confidence": 0.8678571428571428,
 "reasons": [
  "Harvest Lane Apartments sits comfortably inside appetite: IN is an allowed state, 20 units is well under the 60-unit cap, and $2.95M TIV is mid-band. The 2002 frame garden-apartment build is acceptable construction, and the $27,000 target GWP falls within the premium band. A single $9,800 wind claim in 2023 is the only friction, so this risk is ready to bind-quote."
 ],
 "extraction": {
  "insuredName": {
   "value": "Harvest Lane Apartments LLC",
   "confidence": 0.97,
   "source": "email"
  },
  "propertyAddress": {
   "value": "5115 Harvest Ln, Indianapolis, IN 46226",
   "confidence": 0.97,
   "source": "email"
  },
  "state": {
   "value": "IN",
   "confidence": 0.99,
   "source": "email"
  },
  "county": {
   "value": "Marion",
   "confidence": 0.97,
   "source": "email"
  },
  "units": {
   "value": 20,
   "confidence": 0.98,
   "source": "email"
  },
  "tiv": {
   "value": 2950000,
   "confidence": 0.98,
   "source": "email"
  },
  "constructionType": {
   "value": "Frame",
   "confidence": 0.85,
   "source": "email"
  },
  "yearBuilt": {
   "value": 2002,
   "confidence": 0.93,
   "source": "email"
  },
  "targetPremium": {
   "value": 27000,
   "confidence": 0.98,
   "source": "email"
  },
  "subclass": {
   "value": "Garden apartments",
   "confidence": 0.93,
   "source": "email"
  },
  "priorLossSummary": {
   "value": "One wind claim in 2023, $9,800",
   "confidence": 0.95,
   "source": "email"
  }
 },
 "extracted": [
  {
   "field": "insuredName",
   "value": "Harvest Lane Apartments LLC",
   "source": "email"
  },
  {
   "field": "propertyAddress",
   "value": "5115 Harvest Ln, Indianapolis, IN 46226",
   "source": "email"
  },
  {
   "field": "state",
   "value": "IN",
   "source": "email"
  },
  {
   "field": "county",
   "value": "Marion",
   "source": "email"
  },
  {
   "field": "units",
   "value": 20,
   "source": "email"
  },
  {
   "field": "tiv",
   "value": 2950000,
   "source": "email"
  },
  {
   "field": "constructionType",
   "value": "Frame",
   "source": "email"
  },
  {
   "field": "yearBuilt",
   "value": 2002,
   "source": "email"
  },
  {
   "field": "targetPremium",
   "value": 27000,
   "source": "email"
  },
  {
   "field": "subclass",
   "value": "Garden apartments",
   "source": "email"
  },
  {
   "field": "priorLossSummary",
   "value": "One wind claim in 2023, $9,800",
   "source": "email"
  }
 ],
 "fields": [
  {
   "field": "insuredName",
   "expected": "Harvest Lane Apartments LLC",
   "got": "Harvest Lane Apartments LLC",
   "correct": true
  },
  {
   "field": "state",
   "expected": "IN",
   "got": "IN",
   "correct": true
  },
  {
   "field": "county",
   "expected": "Marion",
   "got": "Marion",
   "correct": true
  },
  {
   "field": "units",
   "expected": 20,
   "got": 20,
   "correct": true
  },
  {
   "field": "tiv",
   "expected": 2950000,
   "got": 2950000,
   "correct": true
  },
  {
   "field": "yearBuilt",
   "expected": 2002,
   "got": 2002,
   "correct": true
  },
  {
   "field": "targetPremium",
   "expected": 27000,
   "got": 27000,
   "correct": true
  }
 ],
 "retries": 0,
 "guardrails": [
  {
   "node": "extraction",
   "guardrail": "schema",
   "status": "pass"
  },
  {
   "node": "grounding",
   "guardrail": "grounding",
   "status": "warn"
  },
  {
   "node": "appetite",
   "guardrail": "missing_fields",
   "status": "pass"
  },
  {
   "node": "appetite",
   "guardrail": "confidence",
   "status": "pass"
  }
 ],
 "flags": [
  {
   "field": "constructionType",
   "issue": "contradiction",
   "detail": "Email says brick over frame, not simply Frame; extracted value drops the brick veneer detail and may misclassify construction."
  }
 ]
}

Trace line (JSON)

{
  "run_id": "2026-10-20-v6",
  "suite": "extraction-prompts",
  "case_id": "V-06",
  "variant": "v3",
  "at": "2026-10-21T01:06:42.306Z",
  "ok": true,
  "usage": {
    "inputTokens": 6,
    "outputTokens": 944,
    "costUsd": 0.009952799999999998,
    "calls": 3,
    "cacheReadTokens": 5008,
    "cacheCreationTokens": 0,
    "latencyMs": 12501,
    "metered": true,
    "provider": "claude-cli"
  },
  "checks": {
    "extraction_schema": true,
    "fields_correct": true,
    "decision_correct": true,
    "attribution_claude": false
  },
  "output_hash": "cda5314aa635a8b1",
  "unanswered": [
    "attribution_jev"
  ],
  "extra": {
    "decision": "IN APPETITE",
    "fitScore": 86,
    "retries": 0,
    "fieldsWrong": 0,
    "modelErrors": ""
  },
  "stages": [
    {
      "name": "intake",
      "ok": true
    },
    {
      "name": "extraction",
      "ok": true
    },
    {
      "name": "grounding",
      "ok": true
    },
    {
      "name": "appetite",
      "ok": true
    }
  ],
  "cached": false
}

Full output record (JSON)

{
  "output": {
    "decision": "IN APPETITE",
    "expectedDecision": "IN APPETITE",
    "decisionCorrect": true,
    "fitScore": 86,
    "confidence": 0.8678571428571428,
    "reasons": [
      "Harvest Lane Apartments sits comfortably inside appetite: IN is an allowed state, 20 units is well under the 60-unit cap, and $2.95M TIV is mid-band. The 2002 frame garden-apartment build is acceptable construction, and the $27,000 target GWP falls within the premium band. A single $9,800 wind claim in 2023 is the only friction, so this risk is ready to bind-quote."
    ],
    "extraction": {
      "insuredName": {
        "value": "Harvest Lane Apartments LLC",
        "confidence": 0.97,
        "source": "email"
      },
      "propertyAddress": {
        "value": "5115 Harvest Ln, Indianapolis, IN 46226",
        "confidence": 0.97,
        "source": "email"
      },
      "state": {
        "value": "IN",
        "confidence": 0.99,
        "source": "email"
      },
      "county": {
        "value": "Marion",
        "confidence": 0.97,
        "source": "email"
      },
      "units": {
        "value": 20,
        "confidence": 0.98,
        "source": "email"
      },
      "tiv": {
        "value": 2950000,
        "confidence": 0.98,
        "source": "email"
      },
      "constructionType": {
        "value": "Frame",
        "confidence": 0.85,
        "source": "email"
      },
      "yearBuilt": {
        "value": 2002,
        "confidence": 0.93,
        "source": "email"
      },
      "targetPremium": {
        "value": 27000,
        "confidence": 0.98,
        "source": "email"
      },
      "subclass": {
        "value": "Garden apartments",
        "confidence": 0.93,
        "source": "email"
      },
      "priorLossSummary": {
        "value": "One wind claim in 2023, $9,800",
        "confidence": 0.95,
        "source": "email"
      }
    },
    "extracted": [
      {
        "field": "insuredName",
        "value": "Harvest Lane Apartments LLC",
        "source": "email"
      },
      {
        "field": "propertyAddress",
        "value": "5115 Harvest Ln, Indianapolis, IN 46226",
        "source": "email"
      },
      {
        "field": "state",
        "value": "IN",
        "source": "email"
      },
      {
        "field": "county",
        "value": "Marion",
        "source": "email"
      },
      {
        "field": "units",
        "value": 20,
        "source": "email"
      },
      {
        "field": "tiv",
        "value": 2950000,
        "source": "email"
      },
      {
        "field": "constructionType",
        "value": "Frame",
        "source": "email"
      },
      {
        "field": "yearBuilt",
        "value": 2002,
        "source": "email"
      },
      {
        "field": "targetPremium",
        "value": 27000,
        "source": "email"
      },
      {
        "field": "subclass",
        "value": "Garden apartments",
        "source": "email"
      },
      {
        "field": "priorLossSummary",
        "value": "One wind claim in 2023, $9,800",
        "source": "email"
      }
    ],
    "fields": [
      {
        "field": "insuredName",
        "expected": "Harvest Lane Apartments LLC",
        "got": "Harvest Lane Apartments LLC",
        "correct": true
      },
      {
        "field": "state",
        "expected": "IN",
        "got": "IN",
        "correct": true
      },
      {
        "field": "county",
        "expected": "Marion",
        "got": "Marion",
        "correct": true
      },
      {
        "field": "units",
        "expected": 20,
        "got": 20,
        "correct": true
      },
      {
        "field": "tiv",
        "expected": 2950000,
        "got": 2950000,
        "correct": true
      },
      {
        "field": "yearBuilt",
        "expected": 2002,
        "got": 2002,
        "correct": true
      },
      {
        "field": "targetPremium",
        "expected": 27000,
        "got": 27000,
        "correct": true
      }
    ],
    "retries": 0,
    "guardrails": [
      {
        "node": "extraction",
        "guardrail": "schema",
        "status": "pass"
      },
      {
        "node": "grounding",
        "guardrail": "grounding",
        "status": "warn"
      },
      {
        "node": "appetite",
        "guardrail": "missing_fields",
        "status": "pass"
      },
      {
        "node": "appetite",
        "guardrail": "confidence",
        "status": "pass"
      }
    ],
    "flags": [
      {
        "field": "constructionType",
        "issue": "contradiction",
        "detail": "Email says brick over frame, not simply Frame; extracted value drops the brick veneer detail and may misclassify construction."
      }
    ]
  },
  "usage": {
    "inputTokens": 6,
    "cacheReadTokens": 5008,
    "cacheCreationTokens": 0,
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    "costUsd": 0.009952799999999998,
    "latencyMs": 12501,
    "calls": 3,
    "metered": true,
    "provider": "claude-cli"
  },
  "extra": {
    "decision": "IN APPETITE",
    "fitScore": 86,
    "retries": 0,
    "fieldsWrong": 0,
    "modelErrors": ""
  },
  "stages": [
    {
      "name": "intake",
      "ok": true
    },
    {
      "name": "extraction",
      "ok": true
    },
    {
      "name": "grounding",
      "ok": true
    },
    {
      "name": "appetite",
      "ok": true
    }
  ]
}

v3-repeat

result: ok
prompt tokens: 5,014
output tokens: 974
cost: $0.0103
latency: 12,853 ms · 3 calls
at: 2026-10-21 01:06
stages: intake extraction grounding appetite
decision: IN APPETITE
fitScore: 86
retries: 0
fieldsWrong: 0
modelErrors

check	verdict
extraction_schema	pass
fields_correct	pass
construction_canonical	not applicable
nulls_stay_null	not applicable
decision_correct	pass
attribution_jev	unanswered
attribution_claude	fail

{
 "decision": "IN APPETITE",
 "expectedDecision": "IN APPETITE",
 "decisionCorrect": true,
 "fitScore": 86,
 "confidence": 0.862857142857143,
 "reasons": [
  "Harvest Lane Apartments sits comfortably inside appetite: Indiana is an approved state, 20 units is well under the 60-unit cap, and $2.95M TIV falls mid-band with a $27,000 target GWP inside the premium band. Frame construction built in 2002 is acceptable and Marion County carries no coastal restriction. A single $9,800 wind claim in 2023 is the only friction, so bind this risk at standard terms."
 ],
 "extraction": {
  "insuredName": {
   "value": "Harvest Lane Apartments LLC",
   "confidence": 0.98,
   "source": "email"
  },
  "propertyAddress": {
   "value": "5115 Harvest Ln, Indianapolis, IN 46226",
   "confidence": 0.97,
   "source": "email"
  },
  "state": {
   "value": "IN",
   "confidence": 0.99,
   "source": "email"
  },
  "county": {
   "value": "Marion",
   "confidence": 0.97,
   "source": "email"
  },
  "units": {
   "value": 20,
   "confidence": 0.98,
   "source": "email"
  },
  "tiv": {
   "value": 2950000,
   "confidence": 0.98,
   "source": "email"
  },
  "constructionType": {
   "value": "Frame",
   "confidence": 0.8,
   "source": "email"
  },
  "yearBuilt": {
   "value": 2002,
   "confidence": 0.9,
   "source": "email"
  },
  "targetPremium": {
   "value": 27000,
   "confidence": 0.98,
   "source": "email"
  },
  "subclass": {
   "value": "Garden apartments",
   "confidence": 0.93,
   "source": "email"
  },
  "priorLossSummary": {
   "value": "One wind claim in 2023, $9,800",
   "confidence": 0.95,
   "source": "email"
  }
 },
 "extracted": [
  {
   "field": "insuredName",
   "value": "Harvest Lane Apartments LLC",
   "source": "email"
  },
  {
   "field": "propertyAddress",
   "value": "5115 Harvest Ln, Indianapolis, IN 46226",
   "source": "email"
  },
  {
   "field": "state",
   "value": "IN",
   "source": "email"
  },
  {
   "field": "county",
   "value": "Marion",
   "source": "email"
  },
  {
   "field": "units",
   "value": 20,
   "source": "email"
  },
  {
   "field": "tiv",
   "value": 2950000,
   "source": "email"
  },
  {
   "field": "constructionType",
   "value": "Frame",
   "source": "email"
  },
  {
   "field": "yearBuilt",
   "value": 2002,
   "source": "email"
  },
  {
   "field": "targetPremium",
   "value": 27000,
   "source": "email"
  },
  {
   "field": "subclass",
   "value": "Garden apartments",
   "source": "email"
  },
  {
   "field": "priorLossSummary",
   "value": "One wind claim in 2023, $9,800",
   "source": "email"
  }
 ],
 "fields": [
  {
   "field": "insuredName",
   "expected": "Harvest Lane Apartments LLC",
   "got": "Harvest Lane Apartments LLC",
   "correct": true
  },
  {
   "field": "state",
   "expected": "IN",
   "got": "IN",
   "correct": true
  },
  {
   "field": "county",
   "expected": "Marion",
   "got": "Marion",
   "correct": true
  },
  {
   "field": "units",
   "expected": 20,
   "got": 20,
   "correct": true
  },
  {
   "field": "tiv",
   "expected": 2950000,
   "got": 2950000,
   "correct": true
  },
  {
   "field": "yearBuilt",
   "expected": 2002,
   "got": 2002,
   "correct": true
  },
  {
   "field": "targetPremium",
   "expected": 27000,
   "got": 27000,
   "correct": true
  }
 ],
 "retries": 0,
 "guardrails": [
  {
   "node": "extraction",
   "guardrail": "schema",
   "status": "pass"
  },
  {
   "node": "grounding",
   "guardrail": "grounding",
   "status": "warn"
  },
  {
   "node": "appetite",
   "guardrail": "missing_fields",
   "status": "pass"
  },
  {
   "node": "appetite",
   "guardrail": "confidence",
   "status": "pass"
  }
 ],
 "flags": [
  {
   "field": "constructionType",
   "issue": "contradiction",
   "detail": "Email says brick over frame, which is not simply 'Frame' (more likely masonry/joisted masonry or brick veneer over frame); the value loses the brick detail."
  }
 ]
}

Trace line (JSON)

{
  "run_id": "2026-10-20-v6",
  "suite": "extraction-prompts",
  "case_id": "V-06",
  "variant": "v3-repeat",
  "at": "2026-10-21T01:06:45.246Z",
  "ok": true,
  "usage": {
    "inputTokens": 6,
    "outputTokens": 974,
    "costUsd": 0.0102528,
    "calls": 3,
    "cacheReadTokens": 5008,
    "cacheCreationTokens": 0,
    "latencyMs": 12853,
    "metered": true,
    "provider": "claude-cli"
  },
  "checks": {
    "extraction_schema": true,
    "fields_correct": true,
    "decision_correct": true,
    "attribution_claude": false
  },
  "output_hash": "05fd3aa3a9955142",
  "unanswered": [
    "attribution_jev"
  ],
  "extra": {
    "decision": "IN APPETITE",
    "fitScore": 86,
    "retries": 0,
    "fieldsWrong": 0,
    "modelErrors": ""
  },
  "stages": [
    {
      "name": "intake",
      "ok": true
    },
    {
      "name": "extraction",
      "ok": true
    },
    {
      "name": "grounding",
      "ok": true
    },
    {
      "name": "appetite",
      "ok": true
    }
  ],
  "cached": false
}

Full output record (JSON)

{
  "output": {
    "decision": "IN APPETITE",
    "expectedDecision": "IN APPETITE",
    "decisionCorrect": true,
    "fitScore": 86,
    "confidence": 0.862857142857143,
    "reasons": [
      "Harvest Lane Apartments sits comfortably inside appetite: Indiana is an approved state, 20 units is well under the 60-unit cap, and $2.95M TIV falls mid-band with a $27,000 target GWP inside the premium band. Frame construction built in 2002 is acceptable and Marion County carries no coastal restriction. A single $9,800 wind claim in 2023 is the only friction, so bind this risk at standard terms."
    ],
    "extraction": {
      "insuredName": {
        "value": "Harvest Lane Apartments LLC",
        "confidence": 0.98,
        "source": "email"
      },
      "propertyAddress": {
        "value": "5115 Harvest Ln, Indianapolis, IN 46226",
        "confidence": 0.97,
        "source": "email"
      },
      "state": {
        "value": "IN",
        "confidence": 0.99,
        "source": "email"
      },
      "county": {
        "value": "Marion",
        "confidence": 0.97,
        "source": "email"
      },
      "units": {
        "value": 20,
        "confidence": 0.98,
        "source": "email"
      },
      "tiv": {
        "value": 2950000,
        "confidence": 0.98,
        "source": "email"
      },
      "constructionType": {
        "value": "Frame",
        "confidence": 0.8,
        "source": "email"
      },
      "yearBuilt": {
        "value": 2002,
        "confidence": 0.9,
        "source": "email"
      },
      "targetPremium": {
        "value": 27000,
        "confidence": 0.98,
        "source": "email"
      },
      "subclass": {
        "value": "Garden apartments",
        "confidence": 0.93,
        "source": "email"
      },
      "priorLossSummary": {
        "value": "One wind claim in 2023, $9,800",
        "confidence": 0.95,
        "source": "email"
      }
    },
    "extracted": [
      {
        "field": "insuredName",
        "value": "Harvest Lane Apartments LLC",
        "source": "email"
      },
      {
        "field": "propertyAddress",
        "value": "5115 Harvest Ln, Indianapolis, IN 46226",
        "source": "email"
      },
      {
        "field": "state",
        "value": "IN",
        "source": "email"
      },
      {
        "field": "county",
        "value": "Marion",
        "source": "email"
      },
      {
        "field": "units",
        "value": 20,
        "source": "email"
      },
      {
        "field": "tiv",
        "value": 2950000,
        "source": "email"
      },
      {
        "field": "constructionType",
        "value": "Frame",
        "source": "email"
      },
      {
        "field": "yearBuilt",
        "value": 2002,
        "source": "email"
      },
      {
        "field": "targetPremium",
        "value": 27000,
        "source": "email"
      },
      {
        "field": "subclass",
        "value": "Garden apartments",
        "source": "email"
      },
      {
        "field": "priorLossSummary",
        "value": "One wind claim in 2023, $9,800",
        "source": "email"
      }
    ],
    "fields": [
      {
        "field": "insuredName",
        "expected": "Harvest Lane Apartments LLC",
        "got": "Harvest Lane Apartments LLC",
        "correct": true
      },
      {
        "field": "state",
        "expected": "IN",
        "got": "IN",
        "correct": true
      },
      {
        "field": "county",
        "expected": "Marion",
        "got": "Marion",
        "correct": true
      },
      {
        "field": "units",
        "expected": 20,
        "got": 20,
        "correct": true
      },
      {
        "field": "tiv",
        "expected": 2950000,
        "got": 2950000,
        "correct": true
      },
      {
        "field": "yearBuilt",
        "expected": 2002,
        "got": 2002,
        "correct": true
      },
      {
        "field": "targetPremium",
        "expected": 27000,
        "got": 27000,
        "correct": true
      }
    ],
    "retries": 0,
    "guardrails": [
      {
        "node": "extraction",
        "guardrail": "schema",
        "status": "pass"
      },
      {
        "node": "grounding",
        "guardrail": "grounding",
        "status": "warn"
      },
      {
        "node": "appetite",
        "guardrail": "missing_fields",
        "status": "pass"
      },
      {
        "node": "appetite",
        "guardrail": "confidence",
        "status": "pass"
      }
    ],
    "flags": [
      {
        "field": "constructionType",
        "issue": "contradiction",
        "detail": "Email says brick over frame, which is not simply 'Frame' (more likely masonry/joisted masonry or brick veneer over frame); the value loses the brick detail."
      }
    ]
  },
  "usage": {
    "inputTokens": 6,
    "cacheReadTokens": 5008,
    "cacheCreationTokens": 0,
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    "costUsd": 0.0102528,
    "latencyMs": 12853,
    "calls": 3,
    "metered": true,
    "provider": "claude-cli"
  },
  "extra": {
    "decision": "IN APPETITE",
    "fitScore": 86,
    "retries": 0,
    "fieldsWrong": 0,
    "modelErrors": ""
  },
  "stages": [
    {
      "name": "intake",
      "ok": true
    },
    {
      "name": "extraction",
      "ok": true
    },
    {
      "name": "grounding",
      "ok": true
    },
    {
      "name": "appetite",
      "ok": true
    }
  ]
}

v4

result: ok
prompt tokens: 5,223
output tokens: 971
cost: $0.0102
latency: 13,050 ms · 3 calls
at: 2026-10-21 01:06
stages: intake extraction grounding appetite
decision: IN APPETITE
fitScore: 88
retries: 0
fieldsWrong: 0
modelErrors

check	verdict
extraction_schema	pass
fields_correct	pass
construction_canonical	not applicable
nulls_stay_null	not applicable
decision_correct	pass
attribution_jev	unanswered
attribution_claude	fail

{
 "decision": "IN APPETITE",
 "expectedDecision": "IN APPETITE",
 "decisionCorrect": true,
 "fitScore": 88,
 "confidence": 0.8492857142857143,
 "reasons": [
  "Harvest Lane sits comfortably inside appetite: Indiana is an appetite state, 20 units is well under the 60-unit cap, and $2.95M TIV falls in the mid-band. Marion County clears coastal restrictions, the $27,000 target GWP is inside the premium band, and 2002 frame construction is not excluded. A single $9,800 wind claim from 2023 is the only friction, so this risk is ready to bind subject to standard underwriting."
 ],
 "extraction": {
  "insuredName": {
   "value": "Harvest Lane Apartments LLC",
   "confidence": 0.95,
   "source": "email"
  },
  "propertyAddress": {
   "value": "5115 Harvest Ln, Indianapolis, IN 46226",
   "confidence": 0.95,
   "source": "email"
  },
  "state": {
   "value": "IN",
   "confidence": 0.97,
   "source": "email"
  },
  "county": {
   "value": "Marion",
   "confidence": 0.95,
   "source": "email"
  },
  "units": {
   "value": 20,
   "confidence": 0.95,
   "source": "email"
  },
  "tiv": {
   "value": 2950000,
   "confidence": 0.97,
   "source": "email"
  },
  "constructionType": {
   "value": "Frame",
   "confidence": 0.85,
   "source": "email"
  },
  "yearBuilt": {
   "value": 2002,
   "confidence": 0.9,
   "source": "email"
  },
  "targetPremium": {
   "value": 27000,
   "confidence": 0.97,
   "source": "email"
  },
  "subclass": {
   "value": "Garden apartments",
   "confidence": 0.9,
   "source": "email"
  },
  "priorLossSummary": {
   "value": "One wind claim in 2023, $9,800",
   "confidence": 0.95,
   "source": "email"
  }
 },
 "extracted": [
  {
   "field": "insuredName",
   "value": "Harvest Lane Apartments LLC",
   "source": "email"
  },
  {
   "field": "propertyAddress",
   "value": "5115 Harvest Ln, Indianapolis, IN 46226",
   "source": "email"
  },
  {
   "field": "state",
   "value": "IN",
   "source": "email"
  },
  {
   "field": "county",
   "value": "Marion",
   "source": "email"
  },
  {
   "field": "units",
   "value": 20,
   "source": "email"
  },
  {
   "field": "tiv",
   "value": 2950000,
   "source": "email"
  },
  {
   "field": "constructionType",
   "value": "Frame",
   "source": "email"
  },
  {
   "field": "yearBuilt",
   "value": 2002,
   "source": "email"
  },
  {
   "field": "targetPremium",
   "value": 27000,
   "source": "email"
  },
  {
   "field": "subclass",
   "value": "Garden apartments",
   "source": "email"
  },
  {
   "field": "priorLossSummary",
   "value": "One wind claim in 2023, $9,800",
   "source": "email"
  }
 ],
 "fields": [
  {
   "field": "insuredName",
   "expected": "Harvest Lane Apartments LLC",
   "got": "Harvest Lane Apartments LLC",
   "correct": true
  },
  {
   "field": "state",
   "expected": "IN",
   "got": "IN",
   "correct": true
  },
  {
   "field": "county",
   "expected": "Marion",
   "got": "Marion",
   "correct": true
  },
  {
   "field": "units",
   "expected": 20,
   "got": 20,
   "correct": true
  },
  {
   "field": "tiv",
   "expected": 2950000,
   "got": 2950000,
   "correct": true
  },
  {
   "field": "yearBuilt",
   "expected": 2002,
   "got": 2002,
   "correct": true
  },
  {
   "field": "targetPremium",
   "expected": 27000,
   "got": 27000,
   "correct": true
  }
 ],
 "retries": 0,
 "guardrails": [
  {
   "node": "extraction",
   "guardrail": "schema",
   "status": "pass"
  },
  {
   "node": "grounding",
   "guardrail": "grounding",
   "status": "warn"
  },
  {
   "node": "appetite",
   "guardrail": "missing_fields",
   "status": "pass"
  },
  {
   "node": "appetite",
   "guardrail": "confidence",
   "status": "pass"
  }
 ],
 "flags": [
  {
   "field": "constructionType",
   "issue": "contradiction",
   "detail": "Email says 'brick over frame', which is not simply 'Frame'; the value drops the brick veneer detail and may misclassify construction."
  }
 ]
}

Trace line (JSON)

{
  "run_id": "2026-10-20-v6",
  "suite": "extraction-prompts",
  "case_id": "V-06",
  "variant": "v4",
  "at": "2026-10-21T01:06:50.476Z",
  "ok": true,
  "usage": {
    "inputTokens": 6,
    "outputTokens": 971,
    "costUsd": 0.010243700000000001,
    "calls": 3,
    "cacheReadTokens": 5217,
    "cacheCreationTokens": 0,
    "latencyMs": 13050,
    "metered": true,
    "provider": "claude-cli"
  },
  "checks": {
    "extraction_schema": true,
    "fields_correct": true,
    "decision_correct": true,
    "attribution_claude": false
  },
  "output_hash": "2a9ed27404f46f67",
  "unanswered": [
    "attribution_jev"
  ],
  "extra": {
    "decision": "IN APPETITE",
    "fitScore": 88,
    "retries": 0,
    "fieldsWrong": 0,
    "modelErrors": ""
  },
  "stages": [
    {
      "name": "intake",
      "ok": true
    },
    {
      "name": "extraction",
      "ok": true
    },
    {
      "name": "grounding",
      "ok": true
    },
    {
      "name": "appetite",
      "ok": true
    }
  ],
  "cached": false
}

Full output record (JSON)

{
  "output": {
    "decision": "IN APPETITE",
    "expectedDecision": "IN APPETITE",
    "decisionCorrect": true,
    "fitScore": 88,
    "confidence": 0.8492857142857143,
    "reasons": [
      "Harvest Lane sits comfortably inside appetite: Indiana is an appetite state, 20 units is well under the 60-unit cap, and $2.95M TIV falls in the mid-band. Marion County clears coastal restrictions, the $27,000 target GWP is inside the premium band, and 2002 frame construction is not excluded. A single $9,800 wind claim from 2023 is the only friction, so this risk is ready to bind subject to standard underwriting."
    ],
    "extraction": {
      "insuredName": {
        "value": "Harvest Lane Apartments LLC",
        "confidence": 0.95,
        "source": "email"
      },
      "propertyAddress": {
        "value": "5115 Harvest Ln, Indianapolis, IN 46226",
        "confidence": 0.95,
        "source": "email"
      },
      "state": {
        "value": "IN",
        "confidence": 0.97,
        "source": "email"
      },
      "county": {
        "value": "Marion",
        "confidence": 0.95,
        "source": "email"
      },
      "units": {
        "value": 20,
        "confidence": 0.95,
        "source": "email"
      },
      "tiv": {
        "value": 2950000,
        "confidence": 0.97,
        "source": "email"
      },
      "constructionType": {
        "value": "Frame",
        "confidence": 0.85,
        "source": "email"
      },
      "yearBuilt": {
        "value": 2002,
        "confidence": 0.9,
        "source": "email"
      },
      "targetPremium": {
        "value": 27000,
        "confidence": 0.97,
        "source": "email"
      },
      "subclass": {
        "value": "Garden apartments",
        "confidence": 0.9,
        "source": "email"
      },
      "priorLossSummary": {
        "value": "One wind claim in 2023, $9,800",
        "confidence": 0.95,
        "source": "email"
      }
    },
    "extracted": [
      {
        "field": "insuredName",
        "value": "Harvest Lane Apartments LLC",
        "source": "email"
      },
      {
        "field": "propertyAddress",
        "value": "5115 Harvest Ln, Indianapolis, IN 46226",
        "source": "email"
      },
      {
        "field": "state",
        "value": "IN",
        "source": "email"
      },
      {
        "field": "county",
        "value": "Marion",
        "source": "email"
      },
      {
        "field": "units",
        "value": 20,
        "source": "email"
      },
      {
        "field": "tiv",
        "value": 2950000,
        "source": "email"
      },
      {
        "field": "constructionType",
        "value": "Frame",
        "source": "email"
      },
      {
        "field": "yearBuilt",
        "value": 2002,
        "source": "email"
      },
      {
        "field": "targetPremium",
        "value": 27000,
        "source": "email"
      },
      {
        "field": "subclass",
        "value": "Garden apartments",
        "source": "email"
      },
      {
        "field": "priorLossSummary",
        "value": "One wind claim in 2023, $9,800",
        "source": "email"
      }
    ],
    "fields": [
      {
        "field": "insuredName",
        "expected": "Harvest Lane Apartments LLC",
        "got": "Harvest Lane Apartments LLC",
        "correct": true
      },
      {
        "field": "state",
        "expected": "IN",
        "got": "IN",
        "correct": true
      },
      {
        "field": "county",
        "expected": "Marion",
        "got": "Marion",
        "correct": true
      },
      {
        "field": "units",
        "expected": 20,
        "got": 20,
        "correct": true
      },
      {
        "field": "tiv",
        "expected": 2950000,
        "got": 2950000,
        "correct": true
      },
      {
        "field": "yearBuilt",
        "expected": 2002,
        "got": 2002,
        "correct": true
      },
      {
        "field": "targetPremium",
        "expected": 27000,
        "got": 27000,
        "correct": true
      }
    ],
    "retries": 0,
    "guardrails": [
      {
        "node": "extraction",
        "guardrail": "schema",
        "status": "pass"
      },
      {
        "node": "grounding",
        "guardrail": "grounding",
        "status": "warn"
      },
      {
        "node": "appetite",
        "guardrail": "missing_fields",
        "status": "pass"
      },
      {
        "node": "appetite",
        "guardrail": "confidence",
        "status": "pass"
      }
    ],
    "flags": [
      {
        "field": "constructionType",
        "issue": "contradiction",
        "detail": "Email says 'brick over frame', which is not simply 'Frame'; the value drops the brick veneer detail and may misclassify construction."
      }
    ]
  },
  "usage": {
    "inputTokens": 6,
    "cacheReadTokens": 5217,
    "cacheCreationTokens": 0,
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    "costUsd": 0.010243700000000001,
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    "calls": 3,
    "metered": true,
    "provider": "claude-cli"
  },
  "extra": {
    "decision": "IN APPETITE",
    "fitScore": 88,
    "retries": 0,
    "fieldsWrong": 0,
    "modelErrors": ""
  },
  "stages": [
    {
      "name": "intake",
      "ok": true
    },
    {
      "name": "extraction",
      "ok": true
    },
    {
      "name": "grounding",
      "ok": true
    },
    {
      "name": "appetite",
      "ok": true
    }
  ]
}

v5

result: ok
prompt tokens: 5,355
output tokens: 960
cost: $0.0101
latency: 12,743 ms · 3 calls
at: 2026-10-21 01:06
stages: intake extraction grounding appetite
decision: IN APPETITE
fitScore: 86
retries: 0
fieldsWrong: 0
modelErrors

check	verdict
extraction_schema	pass
fields_correct	pass
construction_canonical	not applicable
nulls_stay_null	not applicable
decision_correct	pass
attribution_jev	unanswered
attribution_claude	fail

{
 "decision": "IN APPETITE",
 "expectedDecision": "IN APPETITE",
 "decisionCorrect": true,
 "fitScore": 86,
 "confidence": 0.8585714285714285,
 "reasons": [
  "Harvest Lane Apartments sits comfortably inside appetite: Indiana is an appetite state, 20 units is well under the 60-unit cap, and $2.95M TIV falls mid-band. Marion County has no coastal restriction, and the $27,000 target GWP sits within the premium band. Frame construction on a 2002 build is acceptable, and the single $9,800 wind claim in 2023 is minor friction, so the account is ready to bind."
 ],
 "extraction": {
  "insuredName": {
   "value": "Harvest Lane Apartments LLC",
   "confidence": 0.97,
   "source": "email"
  },
  "propertyAddress": {
   "value": "5115 Harvest Ln, Indianapolis, IN 46226",
   "confidence": 0.97,
   "source": "email"
  },
  "state": {
   "value": "IN",
   "confidence": 0.98,
   "source": "email"
  },
  "county": {
   "value": "Marion",
   "confidence": 0.97,
   "source": "email"
  },
  "units": {
   "value": 20,
   "confidence": 0.97,
   "source": "email"
  },
  "tiv": {
   "value": 2950000,
   "confidence": 0.98,
   "source": "email"
  },
  "constructionType": {
   "value": "Frame",
   "confidence": 0.8,
   "source": "email"
  },
  "yearBuilt": {
   "value": 2002,
   "confidence": 0.9,
   "source": "email"
  },
  "targetPremium": {
   "value": 27000,
   "confidence": 0.98,
   "source": "email"
  },
  "subclass": {
   "value": "Garden apartments",
   "confidence": 0.93,
   "source": "email"
  },
  "priorLossSummary": {
   "value": "One wind claim in 2023, $9,800",
   "confidence": 0.95,
   "source": "email"
  }
 },
 "extracted": [
  {
   "field": "insuredName",
   "value": "Harvest Lane Apartments LLC",
   "source": "email"
  },
  {
   "field": "propertyAddress",
   "value": "5115 Harvest Ln, Indianapolis, IN 46226",
   "source": "email"
  },
  {
   "field": "state",
   "value": "IN",
   "source": "email"
  },
  {
   "field": "county",
   "value": "Marion",
   "source": "email"
  },
  {
   "field": "units",
   "value": 20,
   "source": "email"
  },
  {
   "field": "tiv",
   "value": 2950000,
   "source": "email"
  },
  {
   "field": "constructionType",
   "value": "Frame",
   "source": "email"
  },
  {
   "field": "yearBuilt",
   "value": 2002,
   "source": "email"
  },
  {
   "field": "targetPremium",
   "value": 27000,
   "source": "email"
  },
  {
   "field": "subclass",
   "value": "Garden apartments",
   "source": "email"
  },
  {
   "field": "priorLossSummary",
   "value": "One wind claim in 2023, $9,800",
   "source": "email"
  }
 ],
 "fields": [
  {
   "field": "insuredName",
   "expected": "Harvest Lane Apartments LLC",
   "got": "Harvest Lane Apartments LLC",
   "correct": true
  },
  {
   "field": "state",
   "expected": "IN",
   "got": "IN",
   "correct": true
  },
  {
   "field": "county",
   "expected": "Marion",
   "got": "Marion",
   "correct": true
  },
  {
   "field": "units",
   "expected": 20,
   "got": 20,
   "correct": true
  },
  {
   "field": "tiv",
   "expected": 2950000,
   "got": 2950000,
   "correct": true
  },
  {
   "field": "yearBuilt",
   "expected": 2002,
   "got": 2002,
   "correct": true
  },
  {
   "field": "targetPremium",
   "expected": 27000,
   "got": 27000,
   "correct": true
  }
 ],
 "retries": 0,
 "guardrails": [
  {
   "node": "extraction",
   "guardrail": "schema",
   "status": "pass"
  },
  {
   "node": "grounding",
   "guardrail": "grounding",
   "status": "warn"
  },
  {
   "node": "appetite",
   "guardrail": "missing_fields",
   "status": "pass"
  },
  {
   "node": "appetite",
   "guardrail": "confidence",
   "status": "pass"
  }
 ],
 "flags": [
  {
   "field": "constructionType",
   "issue": "contradiction",
   "detail": "Email says 'brick over frame', which is not simply 'Frame'; the value omits the brick veneer/masonry description."
  }
 ]
}

Trace line (JSON)

{
  "run_id": "2026-10-20-v6",
  "suite": "extraction-prompts",
  "case_id": "V-06",
  "variant": "v5",
  "at": "2026-10-21T01:06:55.434Z",
  "ok": true,
  "usage": {
    "inputTokens": 6,
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    "costUsd": 0.0101469,
    "calls": 3,
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    "latencyMs": 12743,
    "metered": true,
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  },
  "checks": {
    "extraction_schema": true,
    "fields_correct": true,
    "decision_correct": true,
    "attribution_claude": false
  },
  "output_hash": "be332ead2ff09da1",
  "unanswered": [
    "attribution_jev"
  ],
  "extra": {
    "decision": "IN APPETITE",
    "fitScore": 86,
    "retries": 0,
    "fieldsWrong": 0,
    "modelErrors": ""
  },
  "stages": [
    {
      "name": "intake",
      "ok": true
    },
    {
      "name": "extraction",
      "ok": true
    },
    {
      "name": "grounding",
      "ok": true
    },
    {
      "name": "appetite",
      "ok": true
    }
  ],
  "cached": false
}

Full output record (JSON)

{
  "output": {
    "decision": "IN APPETITE",
    "expectedDecision": "IN APPETITE",
    "decisionCorrect": true,
    "fitScore": 86,
    "confidence": 0.8585714285714285,
    "reasons": [
      "Harvest Lane Apartments sits comfortably inside appetite: Indiana is an appetite state, 20 units is well under the 60-unit cap, and $2.95M TIV falls mid-band. Marion County has no coastal restriction, and the $27,000 target GWP sits within the premium band. Frame construction on a 2002 build is acceptable, and the single $9,800 wind claim in 2023 is minor friction, so the account is ready to bind."
    ],
    "extraction": {
      "insuredName": {
        "value": "Harvest Lane Apartments LLC",
        "confidence": 0.97,
        "source": "email"
      },
      "propertyAddress": {
        "value": "5115 Harvest Ln, Indianapolis, IN 46226",
        "confidence": 0.97,
        "source": "email"
      },
      "state": {
        "value": "IN",
        "confidence": 0.98,
        "source": "email"
      },
      "county": {
        "value": "Marion",
        "confidence": 0.97,
        "source": "email"
      },
      "units": {
        "value": 20,
        "confidence": 0.97,
        "source": "email"
      },
      "tiv": {
        "value": 2950000,
        "confidence": 0.98,
        "source": "email"
      },
      "constructionType": {
        "value": "Frame",
        "confidence": 0.8,
        "source": "email"
      },
      "yearBuilt": {
        "value": 2002,
        "confidence": 0.9,
        "source": "email"
      },
      "targetPremium": {
        "value": 27000,
        "confidence": 0.98,
        "source": "email"
      },
      "subclass": {
        "value": "Garden apartments",
        "confidence": 0.93,
        "source": "email"
      },
      "priorLossSummary": {
        "value": "One wind claim in 2023, $9,800",
        "confidence": 0.95,
        "source": "email"
      }
    },
    "extracted": [
      {
        "field": "insuredName",
        "value": "Harvest Lane Apartments LLC",
        "source": "email"
      },
      {
        "field": "propertyAddress",
        "value": "5115 Harvest Ln, Indianapolis, IN 46226",
        "source": "email"
      },
      {
        "field": "state",
        "value": "IN",
        "source": "email"
      },
      {
        "field": "county",
        "value": "Marion",
        "source": "email"
      },
      {
        "field": "units",
        "value": 20,
        "source": "email"
      },
      {
        "field": "tiv",
        "value": 2950000,
        "source": "email"
      },
      {
        "field": "constructionType",
        "value": "Frame",
        "source": "email"
      },
      {
        "field": "yearBuilt",
        "value": 2002,
        "source": "email"
      },
      {
        "field": "targetPremium",
        "value": 27000,
        "source": "email"
      },
      {
        "field": "subclass",
        "value": "Garden apartments",
        "source": "email"
      },
      {
        "field": "priorLossSummary",
        "value": "One wind claim in 2023, $9,800",
        "source": "email"
      }
    ],
    "fields": [
      {
        "field": "insuredName",
        "expected": "Harvest Lane Apartments LLC",
        "got": "Harvest Lane Apartments LLC",
        "correct": true
      },
      {
        "field": "state",
        "expected": "IN",
        "got": "IN",
        "correct": true
      },
      {
        "field": "county",
        "expected": "Marion",
        "got": "Marion",
        "correct": true
      },
      {
        "field": "units",
        "expected": 20,
        "got": 20,
        "correct": true
      },
      {
        "field": "tiv",
        "expected": 2950000,
        "got": 2950000,
        "correct": true
      },
      {
        "field": "yearBuilt",
        "expected": 2002,
        "got": 2002,
        "correct": true
      },
      {
        "field": "targetPremium",
        "expected": 27000,
        "got": 27000,
        "correct": true
      }
    ],
    "retries": 0,
    "guardrails": [
      {
        "node": "extraction",
        "guardrail": "schema",
        "status": "pass"
      },
      {
        "node": "grounding",
        "guardrail": "grounding",
        "status": "warn"
      },
      {
        "node": "appetite",
        "guardrail": "missing_fields",
        "status": "pass"
      },
      {
        "node": "appetite",
        "guardrail": "confidence",
        "status": "pass"
      }
    ],
    "flags": [
      {
        "field": "constructionType",
        "issue": "contradiction",
        "detail": "Email says 'brick over frame', which is not simply 'Frame'; the value omits the brick veneer/masonry description."
      }
    ]
  },
  "usage": {
    "inputTokens": 6,
    "cacheReadTokens": 5349,
    "cacheCreationTokens": 0,
    "outputTokens": 960,
    "costUsd": 0.0101469,
    "latencyMs": 12743,
    "calls": 3,
    "metered": true,
    "provider": "claude-cli"
  },
  "extra": {
    "decision": "IN APPETITE",
    "fitScore": 86,
    "retries": 0,
    "fieldsWrong": 0,
    "modelErrors": ""
  },
  "stages": [
    {
      "name": "intake",
      "ok": true
    },
    {
      "name": "extraction",
      "ok": true
    },
    {
      "name": "grounding",
      "ok": true
    },
    {
      "name": "appetite",
      "ok": true
    }
  ]
}

v6

result: ok
prompt tokens: 5,390
output tokens: 968
cost: $0.0128
latency: 13,570 ms · 3 calls
at: 2026-10-21 01:06
stages: intake extraction grounding appetite
decision: IN APPETITE
fitScore: 86
retries: 0
fieldsWrong: 0
modelErrors

check	verdict
extraction_schema	pass
fields_correct	pass
construction_canonical	not applicable
nulls_stay_null	not applicable
decision_correct	pass
attribution_jev	unanswered
attribution_claude	fail

{
 "decision": "IN APPETITE",
 "expectedDecision": "IN APPETITE",
 "decisionCorrect": true,
 "fitScore": 86,
 "confidence": 0.897142857142857,
 "reasons": [
  "Harvest Lane Apartments sits comfortably inside appetite: Indiana is an approved state, 20 units is well under the 60-unit cap, and $2.95M TIV falls mid-band. Marion County carries no coastal restriction, and the $27,000 target GWP is within the premium band. A single $9,800 wind claim in 2023 and frame construction (built 2002) add minor friction but do not block bind."
 ],
 "extraction": {
  "insuredName": {
   "value": "Harvest Lane Apartments LLC",
   "confidence": 0.97,
   "source": "email"
  },
  "propertyAddress": {
   "value": "5115 Harvest Ln, Indianapolis, IN 46226",
   "confidence": 0.97,
   "source": "email"
  },
  "state": {
   "value": "IN",
   "confidence": 0.98,
   "source": "email"
  },
  "county": {
   "value": "Marion",
   "confidence": 0.97,
   "source": "email"
  },
  "units": {
   "value": 20,
   "confidence": 0.97,
   "source": "email"
  },
  "tiv": {
   "value": 2950000,
   "confidence": 0.98,
   "source": "email"
  },
  "constructionType": {
   "value": "Frame",
   "confidence": 0.85,
   "source": "email"
  },
  "yearBuilt": {
   "value": 2002,
   "confidence": 0.9,
   "source": "email"
  },
  "targetPremium": {
   "value": 27000,
   "confidence": 0.98,
   "source": "email"
  },
  "subclass": {
   "value": "Garden apartments",
   "confidence": 0.93,
   "source": "email"
  },
  "priorLossSummary": {
   "value": "One wind claim in 2023, $9,800",
   "confidence": 0.95,
   "source": "email"
  }
 },
 "extracted": [
  {
   "field": "insuredName",
   "value": "Harvest Lane Apartments LLC",
   "source": "email"
  },
  {
   "field": "propertyAddress",
   "value": "5115 Harvest Ln, Indianapolis, IN 46226",
   "source": "email"
  },
  {
   "field": "state",
   "value": "IN",
   "source": "email"
  },
  {
   "field": "county",
   "value": "Marion",
   "source": "email"
  },
  {
   "field": "units",
   "value": 20,
   "source": "email"
  },
  {
   "field": "tiv",
   "value": 2950000,
   "source": "email"
  },
  {
   "field": "constructionType",
   "value": "Frame",
   "source": "email"
  },
  {
   "field": "yearBuilt",
   "value": 2002,
   "source": "email"
  },
  {
   "field": "targetPremium",
   "value": 27000,
   "source": "email"
  },
  {
   "field": "subclass",
   "value": "Garden apartments",
   "source": "email"
  },
  {
   "field": "priorLossSummary",
   "value": "One wind claim in 2023, $9,800",
   "source": "email"
  }
 ],
 "fields": [
  {
   "field": "insuredName",
   "expected": "Harvest Lane Apartments LLC",
   "got": "Harvest Lane Apartments LLC",
   "correct": true
  },
  {
   "field": "state",
   "expected": "IN",
   "got": "IN",
   "correct": true
  },
  {
   "field": "county",
   "expected": "Marion",
   "got": "Marion",
   "correct": true
  },
  {
   "field": "units",
   "expected": 20,
   "got": 20,
   "correct": true
  },
  {
   "field": "tiv",
   "expected": 2950000,
   "got": 2950000,
   "correct": true
  },
  {
   "field": "yearBuilt",
   "expected": 2002,
   "got": 2002,
   "correct": true
  },
  {
   "field": "targetPremium",
   "expected": 27000,
   "got": 27000,
   "correct": true
  }
 ],
 "retries": 0,
 "guardrails": [
  {
   "node": "extraction",
   "guardrail": "schema",
   "status": "pass"
  },
  {
   "node": "grounding",
   "guardrail": "grounding",
   "status": "warn"
  },
  {
   "node": "appetite",
   "guardrail": "missing_fields",
   "status": "pass"
  },
  {
   "node": "appetite",
   "guardrail": "confidence",
   "status": "pass"
  }
 ],
 "flags": [
  {
   "field": "constructionType",
   "issue": "ambiguous",
   "detail": "not clearly supported by source: Email says brick over frame, which is not simply 'Frame'; the value oversimplifies and may misclassify (e.g., masonry veneer/joisted masonry)."
  }
 ]
}

Trace line (JSON)

{
  "run_id": "2026-10-20-v6",
  "suite": "extraction-prompts",
  "case_id": "V-06",
  "variant": "v6",
  "at": "2026-10-21T01:06:55.831Z",
  "ok": true,
  "usage": {
    "inputTokens": 6,
    "outputTokens": 968,
    "costUsd": 0.012757600000000001,
    "calls": 3,
    "cacheReadTokens": 4736,
    "cacheCreationTokens": 648,
    "latencyMs": 13570,
    "metered": true,
    "provider": "claude-cli"
  },
  "checks": {
    "extraction_schema": true,
    "fields_correct": true,
    "decision_correct": true,
    "attribution_claude": false
  },
  "output_hash": "484396629da0f967",
  "unanswered": [
    "attribution_jev"
  ],
  "extra": {
    "decision": "IN APPETITE",
    "fitScore": 86,
    "retries": 0,
    "fieldsWrong": 0,
    "modelErrors": ""
  },
  "stages": [
    {
      "name": "intake",
      "ok": true
    },
    {
      "name": "extraction",
      "ok": true
    },
    {
      "name": "grounding",
      "ok": true
    },
    {
      "name": "appetite",
      "ok": true
    }
  ],
  "cached": false
}

Full output record (JSON)

{
  "output": {
    "decision": "IN APPETITE",
    "expectedDecision": "IN APPETITE",
    "decisionCorrect": true,
    "fitScore": 86,
    "confidence": 0.897142857142857,
    "reasons": [
      "Harvest Lane Apartments sits comfortably inside appetite: Indiana is an approved state, 20 units is well under the 60-unit cap, and $2.95M TIV falls mid-band. Marion County carries no coastal restriction, and the $27,000 target GWP is within the premium band. A single $9,800 wind claim in 2023 and frame construction (built 2002) add minor friction but do not block bind."
    ],
    "extraction": {
      "insuredName": {
        "value": "Harvest Lane Apartments LLC",
        "confidence": 0.97,
        "source": "email"
      },
      "propertyAddress": {
        "value": "5115 Harvest Ln, Indianapolis, IN 46226",
        "confidence": 0.97,
        "source": "email"
      },
      "state": {
        "value": "IN",
        "confidence": 0.98,
        "source": "email"
      },
      "county": {
        "value": "Marion",
        "confidence": 0.97,
        "source": "email"
      },
      "units": {
        "value": 20,
        "confidence": 0.97,
        "source": "email"
      },
      "tiv": {
        "value": 2950000,
        "confidence": 0.98,
        "source": "email"
      },
      "constructionType": {
        "value": "Frame",
        "confidence": 0.85,
        "source": "email"
      },
      "yearBuilt": {
        "value": 2002,
        "confidence": 0.9,
        "source": "email"
      },
      "targetPremium": {
        "value": 27000,
        "confidence": 0.98,
        "source": "email"
      },
      "subclass": {
        "value": "Garden apartments",
        "confidence": 0.93,
        "source": "email"
      },
      "priorLossSummary": {
        "value": "One wind claim in 2023, $9,800",
        "confidence": 0.95,
        "source": "email"
      }
    },
    "extracted": [
      {
        "field": "insuredName",
        "value": "Harvest Lane Apartments LLC",
        "source": "email"
      },
      {
        "field": "propertyAddress",
        "value": "5115 Harvest Ln, Indianapolis, IN 46226",
        "source": "email"
      },
      {
        "field": "state",
        "value": "IN",
        "source": "email"
      },
      {
        "field": "county",
        "value": "Marion",
        "source": "email"
      },
      {
        "field": "units",
        "value": 20,
        "source": "email"
      },
      {
        "field": "tiv",
        "value": 2950000,
        "source": "email"
      },
      {
        "field": "constructionType",
        "value": "Frame",
        "source": "email"
      },
      {
        "field": "yearBuilt",
        "value": 2002,
        "source": "email"
      },
      {
        "field": "targetPremium",
        "value": 27000,
        "source": "email"
      },
      {
        "field": "subclass",
        "value": "Garden apartments",
        "source": "email"
      },
      {
        "field": "priorLossSummary",
        "value": "One wind claim in 2023, $9,800",
        "source": "email"
      }
    ],
    "fields": [
      {
        "field": "insuredName",
        "expected": "Harvest Lane Apartments LLC",
        "got": "Harvest Lane Apartments LLC",
        "correct": true
      },
      {
        "field": "state",
        "expected": "IN",
        "got": "IN",
        "correct": true
      },
      {
        "field": "county",
        "expected": "Marion",
        "got": "Marion",
        "correct": true
      },
      {
        "field": "units",
        "expected": 20,
        "got": 20,
        "correct": true
      },
      {
        "field": "tiv",
        "expected": 2950000,
        "got": 2950000,
        "correct": true
      },
      {
        "field": "yearBuilt",
        "expected": 2002,
        "got": 2002,
        "correct": true
      },
      {
        "field": "targetPremium",
        "expected": 27000,
        "got": 27000,
        "correct": true
      }
    ],
    "retries": 0,
    "guardrails": [
      {
        "node": "extraction",
        "guardrail": "schema",
        "status": "pass"
      },
      {
        "node": "grounding",
        "guardrail": "grounding",
        "status": "warn"
      },
      {
        "node": "appetite",
        "guardrail": "missing_fields",
        "status": "pass"
      },
      {
        "node": "appetite",
        "guardrail": "confidence",
        "status": "pass"
      }
    ],
    "flags": [
      {
        "field": "constructionType",
        "issue": "ambiguous",
        "detail": "not clearly supported by source: Email says brick over frame, which is not simply 'Frame'; the value oversimplifies and may misclassify (e.g., masonry veneer/joisted masonry)."
      }
    ]
  },
  "usage": {
    "inputTokens": 6,
    "cacheReadTokens": 4736,
    "cacheCreationTokens": 648,
    "outputTokens": 968,
    "costUsd": 0.012757600000000001,
    "latencyMs": 13570,
    "calls": 3,
    "metered": true,
    "provider": "claude-cli"
  },
  "extra": {
    "decision": "IN APPETITE",
    "fitScore": 86,
    "retries": 0,
    "fieldsWrong": 0,
    "modelErrors": ""
  },
  "stages": [
    {
      "name": "intake",
      "ok": true
    },
    {
      "name": "extraction",
      "ok": true
    },
    {
      "name": "grounding",
      "ok": true
    },
    {
      "name": "appetite",
      "ok": true
    }
  ]
}