GOLD-02

extraction-prompts · run 2026-10-20-v6

What the broker wrote

What every version was given, as the suite chose to show it.

Broker: Marcus Bell, Bell Risk Partners

Good morning,

Submitting Cumberland Flats LP for the Landlord Property Package. Risk is a 16-unit mid-rise apartment building at 212 Fesslers Ln, Nashville, TN 37210 (Davidson County). Masonry non-combustible, year built 2006, central station fire alarm.

Total insured value $2,850,000. Looking for a premium in the $24,000–$28,000 range. One small water-damage claim in 2023, $8,400 paid, pipe since replaced.

Occupancy is 100% long-term residential leases, professionally managed. Statement of values attached.

Regards,
Marcus Bell

ATTACHMENT:
location,address,state,county,units,construction,year_built,tiv
1,212 Fesslers Ln Nashville TN 37210,TN,Davidson,16,Masonry non-combustible,2006,2850000

What each version answered

Compare each answer with the expert's answer. Highlighted cells differ from the expert; marked rows show where the versions disagree.

Field	Expected	Current prompt v3	New prompt v6
insuredName	Cumberland Flats LP	Cumberland Flats LPMatches the expert	Cumberland Flats LPMatches the expert
state	TN	TNMatches the expert	TNMatches the expert
county	Davidson	DavidsonMatches the expert	DavidsonMatches the expert
units	16	16Matches the expert	16Matches the expert
tiv	$2,850,000	$2,850,000Matches the expert	$2,850,000Matches the expert
constructionType	masonry non-combustible	Masonry Non-CombustibleMatches the expert	Masonry Non-CombustibleMatches the expert
yearBuilt	2006	2006Matches the expert	2006Matches the expert
subclass	Mid-rise apartments	Mid-rise apartmentsMatches the expert	Mid-rise apartmentsMatches the expert
Decision	quote it IN APPETITE	quote it IN APPETITEMatches the expert	quote it IN APPETITEMatches the expert

For engineers

Checks are the suite's binary checks on each output; a judge that gave no verdict is unanswered and not counted.

v1

result: ok
prompt tokens: 4,603
output tokens: 950
cost: $0.0100
latency: 13,278 ms · 3 calls
at: 2026-10-21 01:00
stages: intake extraction grounding appetite
decision: IN APPETITE
fitScore: 88
retries: 0
fieldsWrong: 0
modelErrors

check	verdict
extraction_schema	pass
fields_correct	pass
construction_canonical	pass
nulls_stay_null	not applicable
decision_correct	pass
attribution_jev	unanswered
attribution_claude	pass

{
 "decision": "IN APPETITE",
 "expectedDecision": "IN APPETITE",
 "decisionCorrect": true,
 "fitScore": 88,
 "confidence": 0.9785714285714285,
 "reasons": [
  "Cumberland Flats LP sits comfortably inside appetite: TN is an allowed state, 16 units is well under the 60-unit cap, and $2.85M TIV is mid-band with masonry non-combustible construction built in 2006. A single $8,400 water-damage claim in 2023 with the pipe replaced adds minor friction, but all five rule checks passed and the risk is ready to bind-quote."
 ],
 "extraction": {
  "insuredName": {
   "value": "Cumberland Flats LP",
   "confidence": 0.97,
   "source": "email"
  },
  "propertyAddress": {
   "value": "212 Fesslers Ln, Nashville, TN 37210",
   "confidence": 0.98,
   "source": "both"
  },
  "state": {
   "value": "TN",
   "confidence": 0.99,
   "source": "both"
  },
  "county": {
   "value": "Davidson",
   "confidence": 0.98,
   "source": "both"
  },
  "units": {
   "value": 16,
   "confidence": 0.98,
   "source": "both"
  },
  "tiv": {
   "value": 2850000,
   "confidence": 0.98,
   "source": "both"
  },
  "constructionType": {
   "value": "Masonry non-combustible",
   "confidence": 0.97,
   "source": "both"
  },
  "yearBuilt": {
   "value": 2006,
   "confidence": 0.98,
   "source": "both"
  },
  "targetPremium": {
   "value": null,
   "confidence": 0.6,
   "source": "email"
  },
  "subclass": {
   "value": "Mid-rise apartments",
   "confidence": 0.9,
   "source": "email"
  },
  "priorLossSummary": {
   "value": "One water-damage claim in 2023, $8,400 paid; pipe since replaced.",
   "confidence": 0.95,
   "source": "email"
  }
 },
 "extracted": [
  {
   "field": "insuredName",
   "value": "Cumberland Flats LP",
   "source": "email"
  },
  {
   "field": "propertyAddress",
   "value": "212 Fesslers Ln, Nashville, TN 37210",
   "source": "both"
  },
  {
   "field": "state",
   "value": "TN",
   "source": "both"
  },
  {
   "field": "county",
   "value": "Davidson",
   "source": "both"
  },
  {
   "field": "units",
   "value": 16,
   "source": "both"
  },
  {
   "field": "tiv",
   "value": 2850000,
   "source": "both"
  },
  {
   "field": "constructionType",
   "value": "Masonry non-combustible",
   "source": "both"
  },
  {
   "field": "yearBuilt",
   "value": 2006,
   "source": "both"
  },
  {
   "field": "subclass",
   "value": "Mid-rise apartments",
   "source": "email"
  },
  {
   "field": "priorLossSummary",
   "value": "One water-damage claim in 2023, $8,400 paid; pipe since replaced.",
   "source": "email"
  }
 ],
 "fields": [
  {
   "field": "insuredName",
   "expected": "Cumberland Flats LP",
   "got": "Cumberland Flats LP",
   "correct": true
  },
  {
   "field": "state",
   "expected": "TN",
   "got": "TN",
   "correct": true
  },
  {
   "field": "county",
   "expected": "Davidson",
   "got": "Davidson",
   "correct": true
  },
  {
   "field": "units",
   "expected": 16,
   "got": 16,
   "correct": true
  },
  {
   "field": "tiv",
   "expected": 2850000,
   "got": 2850000,
   "correct": true
  },
  {
   "field": "constructionType",
   "expected": "masonry non-combustible",
   "got": "Masonry non-combustible",
   "correct": true
  },
  {
   "field": "yearBuilt",
   "expected": 2006,
   "got": 2006,
   "correct": true
  },
  {
   "field": "subclass",
   "expected": "Mid-rise apartments",
   "got": "Mid-rise apartments",
   "correct": true
  }
 ],
 "retries": 0,
 "guardrails": [
  {
   "node": "extraction",
   "guardrail": "schema",
   "status": "pass"
  },
  {
   "node": "grounding",
   "guardrail": "grounding",
   "status": "pass"
  },
  {
   "node": "appetite",
   "guardrail": "missing_fields",
   "status": "pass"
  },
  {
   "node": "appetite",
   "guardrail": "confidence",
   "status": "pass"
  }
 ],
 "flags": []
}

Trace line (JSON)

{
  "run_id": "2026-10-20-v6",
  "suite": "extraction-prompts",
  "case_id": "GOLD-02",
  "variant": "v1",
  "at": "2026-10-21T01:00:59.337Z",
  "ok": true,
  "usage": {
    "inputTokens": 6,
    "outputTokens": 950,
    "costUsd": 0.009971699999999998,
    "calls": 3,
    "cacheReadTokens": 4597,
    "cacheCreationTokens": 0,
    "latencyMs": 13278,
    "metered": true,
    "provider": "claude-cli"
  },
  "checks": {
    "extraction_schema": true,
    "fields_correct": true,
    "construction_canonical": true,
    "decision_correct": true,
    "attribution_claude": true
  },
  "output_hash": "bea06db127e65d39",
  "unanswered": [
    "attribution_jev"
  ],
  "extra": {
    "decision": "IN APPETITE",
    "fitScore": 88,
    "retries": 0,
    "fieldsWrong": 0,
    "modelErrors": ""
  },
  "stages": [
    {
      "name": "intake",
      "ok": true
    },
    {
      "name": "extraction",
      "ok": true
    },
    {
      "name": "grounding",
      "ok": true
    },
    {
      "name": "appetite",
      "ok": true
    }
  ],
  "cached": false
}

Full output record (JSON)

{
  "output": {
    "decision": "IN APPETITE",
    "expectedDecision": "IN APPETITE",
    "decisionCorrect": true,
    "fitScore": 88,
    "confidence": 0.9785714285714285,
    "reasons": [
      "Cumberland Flats LP sits comfortably inside appetite: TN is an allowed state, 16 units is well under the 60-unit cap, and $2.85M TIV is mid-band with masonry non-combustible construction built in 2006. A single $8,400 water-damage claim in 2023 with the pipe replaced adds minor friction, but all five rule checks passed and the risk is ready to bind-quote."
    ],
    "extraction": {
      "insuredName": {
        "value": "Cumberland Flats LP",
        "confidence": 0.97,
        "source": "email"
      },
      "propertyAddress": {
        "value": "212 Fesslers Ln, Nashville, TN 37210",
        "confidence": 0.98,
        "source": "both"
      },
      "state": {
        "value": "TN",
        "confidence": 0.99,
        "source": "both"
      },
      "county": {
        "value": "Davidson",
        "confidence": 0.98,
        "source": "both"
      },
      "units": {
        "value": 16,
        "confidence": 0.98,
        "source": "both"
      },
      "tiv": {
        "value": 2850000,
        "confidence": 0.98,
        "source": "both"
      },
      "constructionType": {
        "value": "Masonry non-combustible",
        "confidence": 0.97,
        "source": "both"
      },
      "yearBuilt": {
        "value": 2006,
        "confidence": 0.98,
        "source": "both"
      },
      "targetPremium": {
        "value": null,
        "confidence": 0.6,
        "source": "email"
      },
      "subclass": {
        "value": "Mid-rise apartments",
        "confidence": 0.9,
        "source": "email"
      },
      "priorLossSummary": {
        "value": "One water-damage claim in 2023, $8,400 paid; pipe since replaced.",
        "confidence": 0.95,
        "source": "email"
      }
    },
    "extracted": [
      {
        "field": "insuredName",
        "value": "Cumberland Flats LP",
        "source": "email"
      },
      {
        "field": "propertyAddress",
        "value": "212 Fesslers Ln, Nashville, TN 37210",
        "source": "both"
      },
      {
        "field": "state",
        "value": "TN",
        "source": "both"
      },
      {
        "field": "county",
        "value": "Davidson",
        "source": "both"
      },
      {
        "field": "units",
        "value": 16,
        "source": "both"
      },
      {
        "field": "tiv",
        "value": 2850000,
        "source": "both"
      },
      {
        "field": "constructionType",
        "value": "Masonry non-combustible",
        "source": "both"
      },
      {
        "field": "yearBuilt",
        "value": 2006,
        "source": "both"
      },
      {
        "field": "subclass",
        "value": "Mid-rise apartments",
        "source": "email"
      },
      {
        "field": "priorLossSummary",
        "value": "One water-damage claim in 2023, $8,400 paid; pipe since replaced.",
        "source": "email"
      }
    ],
    "fields": [
      {
        "field": "insuredName",
        "expected": "Cumberland Flats LP",
        "got": "Cumberland Flats LP",
        "correct": true
      },
      {
        "field": "state",
        "expected": "TN",
        "got": "TN",
        "correct": true
      },
      {
        "field": "county",
        "expected": "Davidson",
        "got": "Davidson",
        "correct": true
      },
      {
        "field": "units",
        "expected": 16,
        "got": 16,
        "correct": true
      },
      {
        "field": "tiv",
        "expected": 2850000,
        "got": 2850000,
        "correct": true
      },
      {
        "field": "constructionType",
        "expected": "masonry non-combustible",
        "got": "Masonry non-combustible",
        "correct": true
      },
      {
        "field": "yearBuilt",
        "expected": 2006,
        "got": 2006,
        "correct": true
      },
      {
        "field": "subclass",
        "expected": "Mid-rise apartments",
        "got": "Mid-rise apartments",
        "correct": true
      }
    ],
    "retries": 0,
    "guardrails": [
      {
        "node": "extraction",
        "guardrail": "schema",
        "status": "pass"
      },
      {
        "node": "grounding",
        "guardrail": "grounding",
        "status": "pass"
      },
      {
        "node": "appetite",
        "guardrail": "missing_fields",
        "status": "pass"
      },
      {
        "node": "appetite",
        "guardrail": "confidence",
        "status": "pass"
      }
    ],
    "flags": []
  },
  "usage": {
    "inputTokens": 6,
    "cacheReadTokens": 4597,
    "cacheCreationTokens": 0,
    "outputTokens": 950,
    "costUsd": 0.009971699999999998,
    "latencyMs": 13278,
    "calls": 3,
    "metered": true,
    "provider": "claude-cli"
  },
  "extra": {
    "decision": "IN APPETITE",
    "fitScore": 88,
    "retries": 0,
    "fieldsWrong": 0,
    "modelErrors": ""
  },
  "stages": [
    {
      "name": "intake",
      "ok": true
    },
    {
      "name": "extraction",
      "ok": true
    },
    {
      "name": "grounding",
      "ok": true
    },
    {
      "name": "appetite",
      "ok": true
    }
  ]
}

v2

result: ok
prompt tokens: 5,043
output tokens: 941
cost: $0.0099
latency: 12,841 ms · 3 calls
at: 2026-10-21 01:00
stages: intake extraction grounding appetite
decision: IN APPETITE
fitScore: 88
retries: 0
fieldsWrong: 0
modelErrors

check	verdict
extraction_schema	pass
fields_correct	pass
construction_canonical	pass
nulls_stay_null	not applicable
decision_correct	pass
attribution_jev	unanswered
attribution_claude	pass

{
 "decision": "IN APPETITE",
 "expectedDecision": "IN APPETITE",
 "decisionCorrect": true,
 "fitScore": 88,
 "confidence": 0.9828571428571429,
 "reasons": [
  "Cumberland Flats LP sits comfortably inside appetite: Davidson County, TN is an allowed state with no coastal restriction, 16 units is well under the 60-unit cap, and $2.85M TIV is mid-band. Masonry non-combustible construction from 2006 is preferred, and the single $8,400 water claim has a documented pipe replacement, so it adds minimal friction to bind."
 ],
 "extraction": {
  "insuredName": {
   "value": "Cumberland Flats LP",
   "confidence": 0.97,
   "source": "email"
  },
  "propertyAddress": {
   "value": "212 Fesslers Ln, Nashville, TN 37210",
   "confidence": 0.98,
   "source": "both"
  },
  "state": {
   "value": "TN",
   "confidence": 0.99,
   "source": "both"
  },
  "county": {
   "value": "Davidson",
   "confidence": 0.98,
   "source": "both"
  },
  "units": {
   "value": 16,
   "confidence": 0.99,
   "source": "both"
  },
  "tiv": {
   "value": 2850000,
   "confidence": 0.99,
   "source": "both"
  },
  "constructionType": {
   "value": "Masonry Non-Combustible",
   "confidence": 0.97,
   "source": "both"
  },
  "yearBuilt": {
   "value": 2006,
   "confidence": 0.99,
   "source": "both"
  },
  "targetPremium": {
   "value": null,
   "confidence": 0.4,
   "source": "email"
  },
  "subclass": {
   "value": "Mid-rise apartments",
   "confidence": 0.9,
   "source": "email"
  },
  "priorLossSummary": {
   "value": "One water-damage claim in 2023, $8,400 paid; pipe since replaced.",
   "confidence": 0.95,
   "source": "email"
  }
 },
 "extracted": [
  {
   "field": "insuredName",
   "value": "Cumberland Flats LP",
   "source": "email"
  },
  {
   "field": "propertyAddress",
   "value": "212 Fesslers Ln, Nashville, TN 37210",
   "source": "both"
  },
  {
   "field": "state",
   "value": "TN",
   "source": "both"
  },
  {
   "field": "county",
   "value": "Davidson",
   "source": "both"
  },
  {
   "field": "units",
   "value": 16,
   "source": "both"
  },
  {
   "field": "tiv",
   "value": 2850000,
   "source": "both"
  },
  {
   "field": "constructionType",
   "value": "Masonry Non-Combustible",
   "source": "both"
  },
  {
   "field": "yearBuilt",
   "value": 2006,
   "source": "both"
  },
  {
   "field": "subclass",
   "value": "Mid-rise apartments",
   "source": "email"
  },
  {
   "field": "priorLossSummary",
   "value": "One water-damage claim in 2023, $8,400 paid; pipe since replaced.",
   "source": "email"
  }
 ],
 "fields": [
  {
   "field": "insuredName",
   "expected": "Cumberland Flats LP",
   "got": "Cumberland Flats LP",
   "correct": true
  },
  {
   "field": "state",
   "expected": "TN",
   "got": "TN",
   "correct": true
  },
  {
   "field": "county",
   "expected": "Davidson",
   "got": "Davidson",
   "correct": true
  },
  {
   "field": "units",
   "expected": 16,
   "got": 16,
   "correct": true
  },
  {
   "field": "tiv",
   "expected": 2850000,
   "got": 2850000,
   "correct": true
  },
  {
   "field": "constructionType",
   "expected": "masonry non-combustible",
   "got": "Masonry Non-Combustible",
   "correct": true
  },
  {
   "field": "yearBuilt",
   "expected": 2006,
   "got": 2006,
   "correct": true
  },
  {
   "field": "subclass",
   "expected": "Mid-rise apartments",
   "got": "Mid-rise apartments",
   "correct": true
  }
 ],
 "retries": 0,
 "guardrails": [
  {
   "node": "extraction",
   "guardrail": "schema",
   "status": "pass"
  },
  {
   "node": "grounding",
   "guardrail": "grounding",
   "status": "pass"
  },
  {
   "node": "appetite",
   "guardrail": "missing_fields",
   "status": "pass"
  },
  {
   "node": "appetite",
   "guardrail": "confidence",
   "status": "pass"
  }
 ],
 "flags": []
}

Trace line (JSON)

{
  "run_id": "2026-10-20-v6",
  "suite": "extraction-prompts",
  "case_id": "GOLD-02",
  "variant": "v2",
  "at": "2026-10-21T01:00:34.399Z",
  "ok": true,
  "usage": {
    "inputTokens": 6,
    "outputTokens": 941,
    "costUsd": 0.009925699999999999,
    "calls": 3,
    "cacheReadTokens": 5037,
    "cacheCreationTokens": 0,
    "latencyMs": 12841,
    "metered": true,
    "provider": "claude-cli"
  },
  "checks": {
    "extraction_schema": true,
    "fields_correct": true,
    "construction_canonical": true,
    "decision_correct": true,
    "attribution_claude": true
  },
  "output_hash": "d36db816d4e72243",
  "unanswered": [
    "attribution_jev"
  ],
  "extra": {
    "decision": "IN APPETITE",
    "fitScore": 88,
    "retries": 0,
    "fieldsWrong": 0,
    "modelErrors": ""
  },
  "stages": [
    {
      "name": "intake",
      "ok": true
    },
    {
      "name": "extraction",
      "ok": true
    },
    {
      "name": "grounding",
      "ok": true
    },
    {
      "name": "appetite",
      "ok": true
    }
  ],
  "cached": false
}

Full output record (JSON)

{
  "output": {
    "decision": "IN APPETITE",
    "expectedDecision": "IN APPETITE",
    "decisionCorrect": true,
    "fitScore": 88,
    "confidence": 0.9828571428571429,
    "reasons": [
      "Cumberland Flats LP sits comfortably inside appetite: Davidson County, TN is an allowed state with no coastal restriction, 16 units is well under the 60-unit cap, and $2.85M TIV is mid-band. Masonry non-combustible construction from 2006 is preferred, and the single $8,400 water claim has a documented pipe replacement, so it adds minimal friction to bind."
    ],
    "extraction": {
      "insuredName": {
        "value": "Cumberland Flats LP",
        "confidence": 0.97,
        "source": "email"
      },
      "propertyAddress": {
        "value": "212 Fesslers Ln, Nashville, TN 37210",
        "confidence": 0.98,
        "source": "both"
      },
      "state": {
        "value": "TN",
        "confidence": 0.99,
        "source": "both"
      },
      "county": {
        "value": "Davidson",
        "confidence": 0.98,
        "source": "both"
      },
      "units": {
        "value": 16,
        "confidence": 0.99,
        "source": "both"
      },
      "tiv": {
        "value": 2850000,
        "confidence": 0.99,
        "source": "both"
      },
      "constructionType": {
        "value": "Masonry Non-Combustible",
        "confidence": 0.97,
        "source": "both"
      },
      "yearBuilt": {
        "value": 2006,
        "confidence": 0.99,
        "source": "both"
      },
      "targetPremium": {
        "value": null,
        "confidence": 0.4,
        "source": "email"
      },
      "subclass": {
        "value": "Mid-rise apartments",
        "confidence": 0.9,
        "source": "email"
      },
      "priorLossSummary": {
        "value": "One water-damage claim in 2023, $8,400 paid; pipe since replaced.",
        "confidence": 0.95,
        "source": "email"
      }
    },
    "extracted": [
      {
        "field": "insuredName",
        "value": "Cumberland Flats LP",
        "source": "email"
      },
      {
        "field": "propertyAddress",
        "value": "212 Fesslers Ln, Nashville, TN 37210",
        "source": "both"
      },
      {
        "field": "state",
        "value": "TN",
        "source": "both"
      },
      {
        "field": "county",
        "value": "Davidson",
        "source": "both"
      },
      {
        "field": "units",
        "value": 16,
        "source": "both"
      },
      {
        "field": "tiv",
        "value": 2850000,
        "source": "both"
      },
      {
        "field": "constructionType",
        "value": "Masonry Non-Combustible",
        "source": "both"
      },
      {
        "field": "yearBuilt",
        "value": 2006,
        "source": "both"
      },
      {
        "field": "subclass",
        "value": "Mid-rise apartments",
        "source": "email"
      },
      {
        "field": "priorLossSummary",
        "value": "One water-damage claim in 2023, $8,400 paid; pipe since replaced.",
        "source": "email"
      }
    ],
    "fields": [
      {
        "field": "insuredName",
        "expected": "Cumberland Flats LP",
        "got": "Cumberland Flats LP",
        "correct": true
      },
      {
        "field": "state",
        "expected": "TN",
        "got": "TN",
        "correct": true
      },
      {
        "field": "county",
        "expected": "Davidson",
        "got": "Davidson",
        "correct": true
      },
      {
        "field": "units",
        "expected": 16,
        "got": 16,
        "correct": true
      },
      {
        "field": "tiv",
        "expected": 2850000,
        "got": 2850000,
        "correct": true
      },
      {
        "field": "constructionType",
        "expected": "masonry non-combustible",
        "got": "Masonry Non-Combustible",
        "correct": true
      },
      {
        "field": "yearBuilt",
        "expected": 2006,
        "got": 2006,
        "correct": true
      },
      {
        "field": "subclass",
        "expected": "Mid-rise apartments",
        "got": "Mid-rise apartments",
        "correct": true
      }
    ],
    "retries": 0,
    "guardrails": [
      {
        "node": "extraction",
        "guardrail": "schema",
        "status": "pass"
      },
      {
        "node": "grounding",
        "guardrail": "grounding",
        "status": "pass"
      },
      {
        "node": "appetite",
        "guardrail": "missing_fields",
        "status": "pass"
      },
      {
        "node": "appetite",
        "guardrail": "confidence",
        "status": "pass"
      }
    ],
    "flags": []
  },
  "usage": {
    "inputTokens": 6,
    "cacheReadTokens": 5037,
    "cacheCreationTokens": 0,
    "outputTokens": 941,
    "costUsd": 0.009925699999999999,
    "latencyMs": 12841,
    "calls": 3,
    "metered": true,
    "provider": "claude-cli"
  },
  "extra": {
    "decision": "IN APPETITE",
    "fitScore": 88,
    "retries": 0,
    "fieldsWrong": 0,
    "modelErrors": ""
  },
  "stages": [
    {
      "name": "intake",
      "ok": true
    },
    {
      "name": "extraction",
      "ok": true
    },
    {
      "name": "grounding",
      "ok": true
    },
    {
      "name": "appetite",
      "ok": true
    }
  ]
}

v3

result: ok
prompt tokens: 5,357
output tokens: 959
cost: $0.0101
latency: 13,320 ms · 3 calls
at: 2026-10-21 01:00
stages: intake extraction grounding appetite
decision: IN APPETITE
fitScore: 88
retries: 0
fieldsWrong: 0
modelErrors

check	verdict
extraction_schema	pass
fields_correct	pass
construction_canonical	pass
nulls_stay_null	not applicable
decision_correct	pass
attribution_jev	unanswered
attribution_claude	pass

{
 "decision": "IN APPETITE",
 "expectedDecision": "IN APPETITE",
 "decisionCorrect": true,
 "fitScore": 88,
 "confidence": 0.982857142857143,
 "reasons": [
  "Cumberland Flats LP sits comfortably inside appetite: Tennessee is an appetite state, 16 units is well under the 60-unit cap, and $2.85M TIV is mid-band. Masonry non-combustible construction from 2006 is preferred, and Davidson County carries no coastal restriction. The single 2023 water claim ($8,400, pipe replaced) is minor and remediated, so it trims the score slightly; the risk is ready to bind."
 ],
 "extraction": {
  "insuredName": {
   "value": "Cumberland Flats LP",
   "confidence": 0.97,
   "source": "email"
  },
  "propertyAddress": {
   "value": "212 Fesslers Ln, Nashville, TN 37210",
   "confidence": 0.97,
   "source": "both"
  },
  "state": {
   "value": "TN",
   "confidence": 0.99,
   "source": "both"
  },
  "county": {
   "value": "Davidson",
   "confidence": 0.98,
   "source": "both"
  },
  "units": {
   "value": 16,
   "confidence": 0.99,
   "source": "both"
  },
  "tiv": {
   "value": 2850000,
   "confidence": 0.99,
   "source": "both"
  },
  "constructionType": {
   "value": "Masonry Non-Combustible",
   "confidence": 0.98,
   "source": "both"
  },
  "yearBuilt": {
   "value": 2006,
   "confidence": 0.99,
   "source": "both"
  },
  "targetPremium": {
   "value": null,
   "confidence": 0.4,
   "source": null
  },
  "subclass": {
   "value": "Mid-rise apartments",
   "confidence": 0.95,
   "source": "email"
  },
  "priorLossSummary": {
   "value": "One water-damage claim in 2023, $8,400 paid; pipe since replaced.",
   "confidence": 0.95,
   "source": "email"
  }
 },
 "extracted": [
  {
   "field": "insuredName",
   "value": "Cumberland Flats LP",
   "source": "email"
  },
  {
   "field": "propertyAddress",
   "value": "212 Fesslers Ln, Nashville, TN 37210",
   "source": "both"
  },
  {
   "field": "state",
   "value": "TN",
   "source": "both"
  },
  {
   "field": "county",
   "value": "Davidson",
   "source": "both"
  },
  {
   "field": "units",
   "value": 16,
   "source": "both"
  },
  {
   "field": "tiv",
   "value": 2850000,
   "source": "both"
  },
  {
   "field": "constructionType",
   "value": "Masonry Non-Combustible",
   "source": "both"
  },
  {
   "field": "yearBuilt",
   "value": 2006,
   "source": "both"
  },
  {
   "field": "subclass",
   "value": "Mid-rise apartments",
   "source": "email"
  },
  {
   "field": "priorLossSummary",
   "value": "One water-damage claim in 2023, $8,400 paid; pipe since replaced.",
   "source": "email"
  }
 ],
 "fields": [
  {
   "field": "insuredName",
   "expected": "Cumberland Flats LP",
   "got": "Cumberland Flats LP",
   "correct": true
  },
  {
   "field": "state",
   "expected": "TN",
   "got": "TN",
   "correct": true
  },
  {
   "field": "county",
   "expected": "Davidson",
   "got": "Davidson",
   "correct": true
  },
  {
   "field": "units",
   "expected": 16,
   "got": 16,
   "correct": true
  },
  {
   "field": "tiv",
   "expected": 2850000,
   "got": 2850000,
   "correct": true
  },
  {
   "field": "constructionType",
   "expected": "masonry non-combustible",
   "got": "Masonry Non-Combustible",
   "correct": true
  },
  {
   "field": "yearBuilt",
   "expected": 2006,
   "got": 2006,
   "correct": true
  },
  {
   "field": "subclass",
   "expected": "Mid-rise apartments",
   "got": "Mid-rise apartments",
   "correct": true
  }
 ],
 "retries": 0,
 "guardrails": [
  {
   "node": "extraction",
   "guardrail": "schema",
   "status": "pass"
  },
  {
   "node": "grounding",
   "guardrail": "grounding",
   "status": "pass"
  },
  {
   "node": "appetite",
   "guardrail": "missing_fields",
   "status": "pass"
  },
  {
   "node": "appetite",
   "guardrail": "confidence",
   "status": "pass"
  }
 ],
 "flags": []
}

Trace line (JSON)

{
  "run_id": "2026-10-20-v6",
  "suite": "extraction-prompts",
  "case_id": "GOLD-02",
  "variant": "v3",
  "at": "2026-10-21T01:00:43.198Z",
  "ok": true,
  "usage": {
    "inputTokens": 6,
    "outputTokens": 959,
    "costUsd": 0.0101371,
    "calls": 3,
    "cacheReadTokens": 5351,
    "cacheCreationTokens": 0,
    "latencyMs": 13320,
    "metered": true,
    "provider": "claude-cli"
  },
  "checks": {
    "extraction_schema": true,
    "fields_correct": true,
    "construction_canonical": true,
    "decision_correct": true,
    "attribution_claude": true
  },
  "output_hash": "96eb2c72879da984",
  "unanswered": [
    "attribution_jev"
  ],
  "extra": {
    "decision": "IN APPETITE",
    "fitScore": 88,
    "retries": 0,
    "fieldsWrong": 0,
    "modelErrors": ""
  },
  "stages": [
    {
      "name": "intake",
      "ok": true
    },
    {
      "name": "extraction",
      "ok": true
    },
    {
      "name": "grounding",
      "ok": true
    },
    {
      "name": "appetite",
      "ok": true
    }
  ],
  "cached": false
}

Full output record (JSON)

{
  "output": {
    "decision": "IN APPETITE",
    "expectedDecision": "IN APPETITE",
    "decisionCorrect": true,
    "fitScore": 88,
    "confidence": 0.982857142857143,
    "reasons": [
      "Cumberland Flats LP sits comfortably inside appetite: Tennessee is an appetite state, 16 units is well under the 60-unit cap, and $2.85M TIV is mid-band. Masonry non-combustible construction from 2006 is preferred, and Davidson County carries no coastal restriction. The single 2023 water claim ($8,400, pipe replaced) is minor and remediated, so it trims the score slightly; the risk is ready to bind."
    ],
    "extraction": {
      "insuredName": {
        "value": "Cumberland Flats LP",
        "confidence": 0.97,
        "source": "email"
      },
      "propertyAddress": {
        "value": "212 Fesslers Ln, Nashville, TN 37210",
        "confidence": 0.97,
        "source": "both"
      },
      "state": {
        "value": "TN",
        "confidence": 0.99,
        "source": "both"
      },
      "county": {
        "value": "Davidson",
        "confidence": 0.98,
        "source": "both"
      },
      "units": {
        "value": 16,
        "confidence": 0.99,
        "source": "both"
      },
      "tiv": {
        "value": 2850000,
        "confidence": 0.99,
        "source": "both"
      },
      "constructionType": {
        "value": "Masonry Non-Combustible",
        "confidence": 0.98,
        "source": "both"
      },
      "yearBuilt": {
        "value": 2006,
        "confidence": 0.99,
        "source": "both"
      },
      "targetPremium": {
        "value": null,
        "confidence": 0.4,
        "source": null
      },
      "subclass": {
        "value": "Mid-rise apartments",
        "confidence": 0.95,
        "source": "email"
      },
      "priorLossSummary": {
        "value": "One water-damage claim in 2023, $8,400 paid; pipe since replaced.",
        "confidence": 0.95,
        "source": "email"
      }
    },
    "extracted": [
      {
        "field": "insuredName",
        "value": "Cumberland Flats LP",
        "source": "email"
      },
      {
        "field": "propertyAddress",
        "value": "212 Fesslers Ln, Nashville, TN 37210",
        "source": "both"
      },
      {
        "field": "state",
        "value": "TN",
        "source": "both"
      },
      {
        "field": "county",
        "value": "Davidson",
        "source": "both"
      },
      {
        "field": "units",
        "value": 16,
        "source": "both"
      },
      {
        "field": "tiv",
        "value": 2850000,
        "source": "both"
      },
      {
        "field": "constructionType",
        "value": "Masonry Non-Combustible",
        "source": "both"
      },
      {
        "field": "yearBuilt",
        "value": 2006,
        "source": "both"
      },
      {
        "field": "subclass",
        "value": "Mid-rise apartments",
        "source": "email"
      },
      {
        "field": "priorLossSummary",
        "value": "One water-damage claim in 2023, $8,400 paid; pipe since replaced.",
        "source": "email"
      }
    ],
    "fields": [
      {
        "field": "insuredName",
        "expected": "Cumberland Flats LP",
        "got": "Cumberland Flats LP",
        "correct": true
      },
      {
        "field": "state",
        "expected": "TN",
        "got": "TN",
        "correct": true
      },
      {
        "field": "county",
        "expected": "Davidson",
        "got": "Davidson",
        "correct": true
      },
      {
        "field": "units",
        "expected": 16,
        "got": 16,
        "correct": true
      },
      {
        "field": "tiv",
        "expected": 2850000,
        "got": 2850000,
        "correct": true
      },
      {
        "field": "constructionType",
        "expected": "masonry non-combustible",
        "got": "Masonry Non-Combustible",
        "correct": true
      },
      {
        "field": "yearBuilt",
        "expected": 2006,
        "got": 2006,
        "correct": true
      },
      {
        "field": "subclass",
        "expected": "Mid-rise apartments",
        "got": "Mid-rise apartments",
        "correct": true
      }
    ],
    "retries": 0,
    "guardrails": [
      {
        "node": "extraction",
        "guardrail": "schema",
        "status": "pass"
      },
      {
        "node": "grounding",
        "guardrail": "grounding",
        "status": "pass"
      },
      {
        "node": "appetite",
        "guardrail": "missing_fields",
        "status": "pass"
      },
      {
        "node": "appetite",
        "guardrail": "confidence",
        "status": "pass"
      }
    ],
    "flags": []
  },
  "usage": {
    "inputTokens": 6,
    "cacheReadTokens": 5351,
    "cacheCreationTokens": 0,
    "outputTokens": 959,
    "costUsd": 0.0101371,
    "latencyMs": 13320,
    "calls": 3,
    "metered": true,
    "provider": "claude-cli"
  },
  "extra": {
    "decision": "IN APPETITE",
    "fitScore": 88,
    "retries": 0,
    "fieldsWrong": 0,
    "modelErrors": ""
  },
  "stages": [
    {
      "name": "intake",
      "ok": true
    },
    {
      "name": "extraction",
      "ok": true
    },
    {
      "name": "grounding",
      "ok": true
    },
    {
      "name": "appetite",
      "ok": true
    }
  ]
}

v3-repeat

result: ok
prompt tokens: 5,357
output tokens: 978
cost: $0.0103
latency: 12,555 ms · 3 calls
at: 2026-10-21 01:00
stages: intake extraction grounding appetite
decision: IN APPETITE
fitScore: 90
retries: 0
fieldsWrong: 0
modelErrors

check	verdict
extraction_schema	pass
fields_correct	pass
construction_canonical	pass
nulls_stay_null	not applicable
decision_correct	pass
attribution_jev	unanswered
attribution_claude	pass

{
 "decision": "IN APPETITE",
 "expectedDecision": "IN APPETITE",
 "decisionCorrect": true,
 "fitScore": 90,
 "confidence": 0.982857142857143,
 "reasons": [
  "Cumberland Flats LP sits comfortably inside appetite: Tennessee is an allowed state, 16 units is well under the 60-unit cap, and the $2.85M TIV falls in the lower-middle of the $250K–$15M band. Masonry non-combustible construction built in 2006 is preferred, and Davidson County carries no coastal restriction. The single 2023 water-damage claim ($8,400, pipe replaced) is minor and remediated, so it limits the score only slightly; this risk is ready to bind."
 ],
 "extraction": {
  "insuredName": {
   "value": "Cumberland Flats LP",
   "confidence": 0.97,
   "source": "email"
  },
  "propertyAddress": {
   "value": "212 Fesslers Ln, Nashville, TN 37210",
   "confidence": 0.97,
   "source": "both"
  },
  "state": {
   "value": "TN",
   "confidence": 0.99,
   "source": "both"
  },
  "county": {
   "value": "Davidson",
   "confidence": 0.98,
   "source": "both"
  },
  "units": {
   "value": 16,
   "confidence": 0.99,
   "source": "both"
  },
  "tiv": {
   "value": 2850000,
   "confidence": 0.99,
   "source": "both"
  },
  "constructionType": {
   "value": "Masonry Non-Combustible",
   "confidence": 0.98,
   "source": "both"
  },
  "yearBuilt": {
   "value": 2006,
   "confidence": 0.99,
   "source": "both"
  },
  "targetPremium": {
   "value": null,
   "confidence": 0.4,
   "source": null
  },
  "subclass": {
   "value": "Mid-rise apartments",
   "confidence": 0.95,
   "source": "email"
  },
  "priorLossSummary": {
   "value": "One water-damage claim in 2023, $8,400 paid; pipe since replaced.",
   "confidence": 0.95,
   "source": "email"
  }
 },
 "extracted": [
  {
   "field": "insuredName",
   "value": "Cumberland Flats LP",
   "source": "email"
  },
  {
   "field": "propertyAddress",
   "value": "212 Fesslers Ln, Nashville, TN 37210",
   "source": "both"
  },
  {
   "field": "state",
   "value": "TN",
   "source": "both"
  },
  {
   "field": "county",
   "value": "Davidson",
   "source": "both"
  },
  {
   "field": "units",
   "value": 16,
   "source": "both"
  },
  {
   "field": "tiv",
   "value": 2850000,
   "source": "both"
  },
  {
   "field": "constructionType",
   "value": "Masonry Non-Combustible",
   "source": "both"
  },
  {
   "field": "yearBuilt",
   "value": 2006,
   "source": "both"
  },
  {
   "field": "subclass",
   "value": "Mid-rise apartments",
   "source": "email"
  },
  {
   "field": "priorLossSummary",
   "value": "One water-damage claim in 2023, $8,400 paid; pipe since replaced.",
   "source": "email"
  }
 ],
 "fields": [
  {
   "field": "insuredName",
   "expected": "Cumberland Flats LP",
   "got": "Cumberland Flats LP",
   "correct": true
  },
  {
   "field": "state",
   "expected": "TN",
   "got": "TN",
   "correct": true
  },
  {
   "field": "county",
   "expected": "Davidson",
   "got": "Davidson",
   "correct": true
  },
  {
   "field": "units",
   "expected": 16,
   "got": 16,
   "correct": true
  },
  {
   "field": "tiv",
   "expected": 2850000,
   "got": 2850000,
   "correct": true
  },
  {
   "field": "constructionType",
   "expected": "masonry non-combustible",
   "got": "Masonry Non-Combustible",
   "correct": true
  },
  {
   "field": "yearBuilt",
   "expected": 2006,
   "got": 2006,
   "correct": true
  },
  {
   "field": "subclass",
   "expected": "Mid-rise apartments",
   "got": "Mid-rise apartments",
   "correct": true
  }
 ],
 "retries": 0,
 "guardrails": [
  {
   "node": "extraction",
   "guardrail": "schema",
   "status": "pass"
  },
  {
   "node": "grounding",
   "guardrail": "grounding",
   "status": "pass"
  },
  {
   "node": "appetite",
   "guardrail": "missing_fields",
   "status": "pass"
  },
  {
   "node": "appetite",
   "guardrail": "confidence",
   "status": "pass"
  }
 ],
 "flags": []
}

Trace line (JSON)

{
  "run_id": "2026-10-20-v6",
  "suite": "extraction-prompts",
  "case_id": "GOLD-02",
  "variant": "v3-repeat",
  "at": "2026-10-21T01:00:46.049Z",
  "ok": true,
  "usage": {
    "inputTokens": 6,
    "outputTokens": 978,
    "costUsd": 0.010327099999999999,
    "calls": 3,
    "cacheReadTokens": 5351,
    "cacheCreationTokens": 0,
    "latencyMs": 12555,
    "metered": true,
    "provider": "claude-cli"
  },
  "checks": {
    "extraction_schema": true,
    "fields_correct": true,
    "construction_canonical": true,
    "decision_correct": true,
    "attribution_claude": true
  },
  "output_hash": "1d7f41ffe63a3057",
  "unanswered": [
    "attribution_jev"
  ],
  "extra": {
    "decision": "IN APPETITE",
    "fitScore": 90,
    "retries": 0,
    "fieldsWrong": 0,
    "modelErrors": ""
  },
  "stages": [
    {
      "name": "intake",
      "ok": true
    },
    {
      "name": "extraction",
      "ok": true
    },
    {
      "name": "grounding",
      "ok": true
    },
    {
      "name": "appetite",
      "ok": true
    }
  ],
  "cached": false
}

Full output record (JSON)

{
  "output": {
    "decision": "IN APPETITE",
    "expectedDecision": "IN APPETITE",
    "decisionCorrect": true,
    "fitScore": 90,
    "confidence": 0.982857142857143,
    "reasons": [
      "Cumberland Flats LP sits comfortably inside appetite: Tennessee is an allowed state, 16 units is well under the 60-unit cap, and the $2.85M TIV falls in the lower-middle of the $250K–$15M band. Masonry non-combustible construction built in 2006 is preferred, and Davidson County carries no coastal restriction. The single 2023 water-damage claim ($8,400, pipe replaced) is minor and remediated, so it limits the score only slightly; this risk is ready to bind."
    ],
    "extraction": {
      "insuredName": {
        "value": "Cumberland Flats LP",
        "confidence": 0.97,
        "source": "email"
      },
      "propertyAddress": {
        "value": "212 Fesslers Ln, Nashville, TN 37210",
        "confidence": 0.97,
        "source": "both"
      },
      "state": {
        "value": "TN",
        "confidence": 0.99,
        "source": "both"
      },
      "county": {
        "value": "Davidson",
        "confidence": 0.98,
        "source": "both"
      },
      "units": {
        "value": 16,
        "confidence": 0.99,
        "source": "both"
      },
      "tiv": {
        "value": 2850000,
        "confidence": 0.99,
        "source": "both"
      },
      "constructionType": {
        "value": "Masonry Non-Combustible",
        "confidence": 0.98,
        "source": "both"
      },
      "yearBuilt": {
        "value": 2006,
        "confidence": 0.99,
        "source": "both"
      },
      "targetPremium": {
        "value": null,
        "confidence": 0.4,
        "source": null
      },
      "subclass": {
        "value": "Mid-rise apartments",
        "confidence": 0.95,
        "source": "email"
      },
      "priorLossSummary": {
        "value": "One water-damage claim in 2023, $8,400 paid; pipe since replaced.",
        "confidence": 0.95,
        "source": "email"
      }
    },
    "extracted": [
      {
        "field": "insuredName",
        "value": "Cumberland Flats LP",
        "source": "email"
      },
      {
        "field": "propertyAddress",
        "value": "212 Fesslers Ln, Nashville, TN 37210",
        "source": "both"
      },
      {
        "field": "state",
        "value": "TN",
        "source": "both"
      },
      {
        "field": "county",
        "value": "Davidson",
        "source": "both"
      },
      {
        "field": "units",
        "value": 16,
        "source": "both"
      },
      {
        "field": "tiv",
        "value": 2850000,
        "source": "both"
      },
      {
        "field": "constructionType",
        "value": "Masonry Non-Combustible",
        "source": "both"
      },
      {
        "field": "yearBuilt",
        "value": 2006,
        "source": "both"
      },
      {
        "field": "subclass",
        "value": "Mid-rise apartments",
        "source": "email"
      },
      {
        "field": "priorLossSummary",
        "value": "One water-damage claim in 2023, $8,400 paid; pipe since replaced.",
        "source": "email"
      }
    ],
    "fields": [
      {
        "field": "insuredName",
        "expected": "Cumberland Flats LP",
        "got": "Cumberland Flats LP",
        "correct": true
      },
      {
        "field": "state",
        "expected": "TN",
        "got": "TN",
        "correct": true
      },
      {
        "field": "county",
        "expected": "Davidson",
        "got": "Davidson",
        "correct": true
      },
      {
        "field": "units",
        "expected": 16,
        "got": 16,
        "correct": true
      },
      {
        "field": "tiv",
        "expected": 2850000,
        "got": 2850000,
        "correct": true
      },
      {
        "field": "constructionType",
        "expected": "masonry non-combustible",
        "got": "Masonry Non-Combustible",
        "correct": true
      },
      {
        "field": "yearBuilt",
        "expected": 2006,
        "got": 2006,
        "correct": true
      },
      {
        "field": "subclass",
        "expected": "Mid-rise apartments",
        "got": "Mid-rise apartments",
        "correct": true
      }
    ],
    "retries": 0,
    "guardrails": [
      {
        "node": "extraction",
        "guardrail": "schema",
        "status": "pass"
      },
      {
        "node": "grounding",
        "guardrail": "grounding",
        "status": "pass"
      },
      {
        "node": "appetite",
        "guardrail": "missing_fields",
        "status": "pass"
      },
      {
        "node": "appetite",
        "guardrail": "confidence",
        "status": "pass"
      }
    ],
    "flags": []
  },
  "usage": {
    "inputTokens": 6,
    "cacheReadTokens": 5351,
    "cacheCreationTokens": 0,
    "outputTokens": 978,
    "costUsd": 0.010327099999999999,
    "latencyMs": 12555,
    "calls": 3,
    "metered": true,
    "provider": "claude-cli"
  },
  "extra": {
    "decision": "IN APPETITE",
    "fitScore": 90,
    "retries": 0,
    "fieldsWrong": 0,
    "modelErrors": ""
  },
  "stages": [
    {
      "name": "intake",
      "ok": true
    },
    {
      "name": "extraction",
      "ok": true
    },
    {
      "name": "grounding",
      "ok": true
    },
    {
      "name": "appetite",
      "ok": true
    }
  ]
}

v4

result: ok
prompt tokens: 5,638
output tokens: 1,031
cost: $0.0242
latency: 14,213 ms · 3 calls
at: 2026-10-21 01:00
stages: intake extraction grounding appetite
decision: IN APPETITE
fitScore: 88
retries: 0
fieldsWrong: 0
modelErrors

check	verdict
extraction_schema	pass
fields_correct	pass
construction_canonical	pass
nulls_stay_null	not applicable
decision_correct	pass
attribution_jev	unanswered
attribution_claude	fail

{
 "decision": "IN APPETITE",
 "expectedDecision": "IN APPETITE",
 "decisionCorrect": true,
 "fitScore": 88,
 "confidence": 0.9757142857142858,
 "reasons": [
  "Cumberland Flats LP sits comfortably inside appetite: Davidson County, TN is an appetite state with no coastal restriction, 16 units is well under the 60-unit cap, and $2.85M TIV is mid-band. Masonry non-combustible construction built in 2006 is preferred, and the $26,000 target GWP falls within the premium band. The single 2023 water-damage claim ($8,400, pipe replaced) is the only friction, so this submission is ready to quote and bind."
 ],
 "extraction": {
  "insuredName": {
   "value": "Cumberland Flats LP",
   "confidence": 0.97,
   "source": "email"
  },
  "propertyAddress": {
   "value": "212 Fesslers Ln, Nashville, TN 37210",
   "confidence": 0.97,
   "source": "both"
  },
  "state": {
   "value": "TN",
   "confidence": 0.98,
   "source": "both"
  },
  "county": {
   "value": "Davidson",
   "confidence": 0.97,
   "source": "both"
  },
  "units": {
   "value": 16,
   "confidence": 0.98,
   "source": "both"
  },
  "tiv": {
   "value": 2850000,
   "confidence": 0.98,
   "source": "both"
  },
  "constructionType": {
   "value": "Masonry Non-Combustible",
   "confidence": 0.97,
   "source": "both"
  },
  "yearBuilt": {
   "value": 2006,
   "confidence": 0.98,
   "source": "both"
  },
  "targetPremium": {
   "value": 26000,
   "confidence": 0.5,
   "source": "email"
  },
  "subclass": {
   "value": "Mid-rise apartments",
   "confidence": 0.95,
   "source": "email"
  },
  "priorLossSummary": {
   "value": "One water-damage claim in 2023, $8,400 paid; pipe since replaced.",
   "confidence": 0.95,
   "source": "email"
  }
 },
 "extracted": [
  {
   "field": "insuredName",
   "value": "Cumberland Flats LP",
   "source": "email"
  },
  {
   "field": "propertyAddress",
   "value": "212 Fesslers Ln, Nashville, TN 37210",
   "source": "both"
  },
  {
   "field": "state",
   "value": "TN",
   "source": "both"
  },
  {
   "field": "county",
   "value": "Davidson",
   "source": "both"
  },
  {
   "field": "units",
   "value": 16,
   "source": "both"
  },
  {
   "field": "tiv",
   "value": 2850000,
   "source": "both"
  },
  {
   "field": "constructionType",
   "value": "Masonry Non-Combustible",
   "source": "both"
  },
  {
   "field": "yearBuilt",
   "value": 2006,
   "source": "both"
  },
  {
   "field": "targetPremium",
   "value": 26000,
   "source": "email"
  },
  {
   "field": "subclass",
   "value": "Mid-rise apartments",
   "source": "email"
  },
  {
   "field": "priorLossSummary",
   "value": "One water-damage claim in 2023, $8,400 paid; pipe since replaced.",
   "source": "email"
  }
 ],
 "fields": [
  {
   "field": "insuredName",
   "expected": "Cumberland Flats LP",
   "got": "Cumberland Flats LP",
   "correct": true
  },
  {
   "field": "state",
   "expected": "TN",
   "got": "TN",
   "correct": true
  },
  {
   "field": "county",
   "expected": "Davidson",
   "got": "Davidson",
   "correct": true
  },
  {
   "field": "units",
   "expected": 16,
   "got": 16,
   "correct": true
  },
  {
   "field": "tiv",
   "expected": 2850000,
   "got": 2850000,
   "correct": true
  },
  {
   "field": "constructionType",
   "expected": "masonry non-combustible",
   "got": "Masonry Non-Combustible",
   "correct": true
  },
  {
   "field": "yearBuilt",
   "expected": 2006,
   "got": 2006,
   "correct": true
  },
  {
   "field": "subclass",
   "expected": "Mid-rise apartments",
   "got": "Mid-rise apartments",
   "correct": true
  }
 ],
 "retries": 0,
 "guardrails": [
  {
   "node": "extraction",
   "guardrail": "schema",
   "status": "pass"
  },
  {
   "node": "grounding",
   "guardrail": "grounding",
   "status": "warn"
  },
  {
   "node": "appetite",
   "guardrail": "missing_fields",
   "status": "pass"
  },
  {
   "node": "appetite",
   "guardrail": "confidence",
   "status": "pass"
  }
 ],
 "flags": [
  {
   "field": "targetPremium",
   "issue": "ambiguous",
   "detail": "not clearly supported by source: Email gives a $24,000–$28,000 range, not a single $26,000 figure; the midpoint is inferred."
  }
 ]
}

Trace line (JSON)

{
  "run_id": "2026-10-20-v6",
  "suite": "extraction-prompts",
  "case_id": "GOLD-02",
  "variant": "v4",
  "at": "2026-10-21T01:00:48.657Z",
  "ok": true,
  "usage": {
    "inputTokens": 6,
    "outputTokens": 1031,
    "costUsd": 0.0241998,
    "calls": 3,
    "cacheReadTokens": 2218,
    "cacheCreationTokens": 3414,
    "latencyMs": 14213,
    "metered": true,
    "provider": "claude-cli"
  },
  "checks": {
    "extraction_schema": true,
    "fields_correct": true,
    "construction_canonical": true,
    "decision_correct": true,
    "attribution_claude": false
  },
  "output_hash": "d87b17278818adee",
  "unanswered": [
    "attribution_jev"
  ],
  "extra": {
    "decision": "IN APPETITE",
    "fitScore": 88,
    "retries": 0,
    "fieldsWrong": 0,
    "modelErrors": ""
  },
  "stages": [
    {
      "name": "intake",
      "ok": true
    },
    {
      "name": "extraction",
      "ok": true
    },
    {
      "name": "grounding",
      "ok": true
    },
    {
      "name": "appetite",
      "ok": true
    }
  ],
  "cached": false
}

Full output record (JSON)

{
  "output": {
    "decision": "IN APPETITE",
    "expectedDecision": "IN APPETITE",
    "decisionCorrect": true,
    "fitScore": 88,
    "confidence": 0.9757142857142858,
    "reasons": [
      "Cumberland Flats LP sits comfortably inside appetite: Davidson County, TN is an appetite state with no coastal restriction, 16 units is well under the 60-unit cap, and $2.85M TIV is mid-band. Masonry non-combustible construction built in 2006 is preferred, and the $26,000 target GWP falls within the premium band. The single 2023 water-damage claim ($8,400, pipe replaced) is the only friction, so this submission is ready to quote and bind."
    ],
    "extraction": {
      "insuredName": {
        "value": "Cumberland Flats LP",
        "confidence": 0.97,
        "source": "email"
      },
      "propertyAddress": {
        "value": "212 Fesslers Ln, Nashville, TN 37210",
        "confidence": 0.97,
        "source": "both"
      },
      "state": {
        "value": "TN",
        "confidence": 0.98,
        "source": "both"
      },
      "county": {
        "value": "Davidson",
        "confidence": 0.97,
        "source": "both"
      },
      "units": {
        "value": 16,
        "confidence": 0.98,
        "source": "both"
      },
      "tiv": {
        "value": 2850000,
        "confidence": 0.98,
        "source": "both"
      },
      "constructionType": {
        "value": "Masonry Non-Combustible",
        "confidence": 0.97,
        "source": "both"
      },
      "yearBuilt": {
        "value": 2006,
        "confidence": 0.98,
        "source": "both"
      },
      "targetPremium": {
        "value": 26000,
        "confidence": 0.5,
        "source": "email"
      },
      "subclass": {
        "value": "Mid-rise apartments",
        "confidence": 0.95,
        "source": "email"
      },
      "priorLossSummary": {
        "value": "One water-damage claim in 2023, $8,400 paid; pipe since replaced.",
        "confidence": 0.95,
        "source": "email"
      }
    },
    "extracted": [
      {
        "field": "insuredName",
        "value": "Cumberland Flats LP",
        "source": "email"
      },
      {
        "field": "propertyAddress",
        "value": "212 Fesslers Ln, Nashville, TN 37210",
        "source": "both"
      },
      {
        "field": "state",
        "value": "TN",
        "source": "both"
      },
      {
        "field": "county",
        "value": "Davidson",
        "source": "both"
      },
      {
        "field": "units",
        "value": 16,
        "source": "both"
      },
      {
        "field": "tiv",
        "value": 2850000,
        "source": "both"
      },
      {
        "field": "constructionType",
        "value": "Masonry Non-Combustible",
        "source": "both"
      },
      {
        "field": "yearBuilt",
        "value": 2006,
        "source": "both"
      },
      {
        "field": "targetPremium",
        "value": 26000,
        "source": "email"
      },
      {
        "field": "subclass",
        "value": "Mid-rise apartments",
        "source": "email"
      },
      {
        "field": "priorLossSummary",
        "value": "One water-damage claim in 2023, $8,400 paid; pipe since replaced.",
        "source": "email"
      }
    ],
    "fields": [
      {
        "field": "insuredName",
        "expected": "Cumberland Flats LP",
        "got": "Cumberland Flats LP",
        "correct": true
      },
      {
        "field": "state",
        "expected": "TN",
        "got": "TN",
        "correct": true
      },
      {
        "field": "county",
        "expected": "Davidson",
        "got": "Davidson",
        "correct": true
      },
      {
        "field": "units",
        "expected": 16,
        "got": 16,
        "correct": true
      },
      {
        "field": "tiv",
        "expected": 2850000,
        "got": 2850000,
        "correct": true
      },
      {
        "field": "constructionType",
        "expected": "masonry non-combustible",
        "got": "Masonry Non-Combustible",
        "correct": true
      },
      {
        "field": "yearBuilt",
        "expected": 2006,
        "got": 2006,
        "correct": true
      },
      {
        "field": "subclass",
        "expected": "Mid-rise apartments",
        "got": "Mid-rise apartments",
        "correct": true
      }
    ],
    "retries": 0,
    "guardrails": [
      {
        "node": "extraction",
        "guardrail": "schema",
        "status": "pass"
      },
      {
        "node": "grounding",
        "guardrail": "grounding",
        "status": "warn"
      },
      {
        "node": "appetite",
        "guardrail": "missing_fields",
        "status": "pass"
      },
      {
        "node": "appetite",
        "guardrail": "confidence",
        "status": "pass"
      }
    ],
    "flags": [
      {
        "field": "targetPremium",
        "issue": "ambiguous",
        "detail": "not clearly supported by source: Email gives a $24,000–$28,000 range, not a single $26,000 figure; the midpoint is inferred."
      }
    ]
  },
  "usage": {
    "inputTokens": 6,
    "cacheReadTokens": 2218,
    "cacheCreationTokens": 3414,
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    "costUsd": 0.0241998,
    "latencyMs": 14213,
    "calls": 3,
    "metered": true,
    "provider": "claude-cli"
  },
  "extra": {
    "decision": "IN APPETITE",
    "fitScore": 88,
    "retries": 0,
    "fieldsWrong": 0,
    "modelErrors": ""
  },
  "stages": [
    {
      "name": "intake",
      "ok": true
    },
    {
      "name": "extraction",
      "ok": true
    },
    {
      "name": "grounding",
      "ok": true
    },
    {
      "name": "appetite",
      "ok": true
    }
  ]
}

v5

result: ok
prompt tokens: 5,698
output tokens: 950
cost: $0.0101
latency: 12,526 ms · 3 calls
at: 2026-10-21 01:00
stages: intake extraction grounding appetite
decision: IN APPETITE
fitScore: 90
retries: 0
fieldsWrong: 0
modelErrors

check	verdict
extraction_schema	pass
fields_correct	pass
construction_canonical	pass
nulls_stay_null	not applicable
decision_correct	pass
attribution_jev	unanswered
attribution_claude	pass

{
 "decision": "IN APPETITE",
 "expectedDecision": "IN APPETITE",
 "decisionCorrect": true,
 "fitScore": 90,
 "confidence": 0.9757142857142858,
 "reasons": [
  "Cumberland Flats LP sits comfortably inside appetite: Tennessee is an approved state, 16 units is well under the 60-unit cap, and $2.85M TIV falls in the lower-middle of the $250K–$15M band. Masonry non-combustible construction from 2006 is preferred, and all rule checks passed. The single 2023 water claim ($8,400, pipe replaced) is minor and remediated, so it trims the score slightly but does not block bind."
 ],
 "extraction": {
  "insuredName": {
   "value": "Cumberland Flats LP",
   "confidence": 0.97,
   "source": "email"
  },
  "propertyAddress": {
   "value": "212 Fesslers Ln, Nashville, TN 37210",
   "confidence": 0.97,
   "source": "both"
  },
  "state": {
   "value": "TN",
   "confidence": 0.98,
   "source": "both"
  },
  "county": {
   "value": "Davidson",
   "confidence": 0.97,
   "source": "both"
  },
  "units": {
   "value": 16,
   "confidence": 0.98,
   "source": "both"
  },
  "tiv": {
   "value": 2850000,
   "confidence": 0.98,
   "source": "both"
  },
  "constructionType": {
   "value": "Masonry Non-Combustible",
   "confidence": 0.97,
   "source": "both"
  },
  "yearBuilt": {
   "value": 2006,
   "confidence": 0.98,
   "source": "both"
  },
  "targetPremium": {
   "value": null,
   "confidence": 0.95,
   "source": null
  },
  "subclass": {
   "value": "Mid-rise apartments",
   "confidence": 0.95,
   "source": "email"
  },
  "priorLossSummary": {
   "value": "One water-damage claim in 2023, $8,400 paid; pipe since replaced.",
   "confidence": 0.95,
   "source": "email"
  }
 },
 "extracted": [
  {
   "field": "insuredName",
   "value": "Cumberland Flats LP",
   "source": "email"
  },
  {
   "field": "propertyAddress",
   "value": "212 Fesslers Ln, Nashville, TN 37210",
   "source": "both"
  },
  {
   "field": "state",
   "value": "TN",
   "source": "both"
  },
  {
   "field": "county",
   "value": "Davidson",
   "source": "both"
  },
  {
   "field": "units",
   "value": 16,
   "source": "both"
  },
  {
   "field": "tiv",
   "value": 2850000,
   "source": "both"
  },
  {
   "field": "constructionType",
   "value": "Masonry Non-Combustible",
   "source": "both"
  },
  {
   "field": "yearBuilt",
   "value": 2006,
   "source": "both"
  },
  {
   "field": "subclass",
   "value": "Mid-rise apartments",
   "source": "email"
  },
  {
   "field": "priorLossSummary",
   "value": "One water-damage claim in 2023, $8,400 paid; pipe since replaced.",
   "source": "email"
  }
 ],
 "fields": [
  {
   "field": "insuredName",
   "expected": "Cumberland Flats LP",
   "got": "Cumberland Flats LP",
   "correct": true
  },
  {
   "field": "state",
   "expected": "TN",
   "got": "TN",
   "correct": true
  },
  {
   "field": "county",
   "expected": "Davidson",
   "got": "Davidson",
   "correct": true
  },
  {
   "field": "units",
   "expected": 16,
   "got": 16,
   "correct": true
  },
  {
   "field": "tiv",
   "expected": 2850000,
   "got": 2850000,
   "correct": true
  },
  {
   "field": "constructionType",
   "expected": "masonry non-combustible",
   "got": "Masonry Non-Combustible",
   "correct": true
  },
  {
   "field": "yearBuilt",
   "expected": 2006,
   "got": 2006,
   "correct": true
  },
  {
   "field": "subclass",
   "expected": "Mid-rise apartments",
   "got": "Mid-rise apartments",
   "correct": true
  }
 ],
 "retries": 0,
 "guardrails": [
  {
   "node": "extraction",
   "guardrail": "schema",
   "status": "pass"
  },
  {
   "node": "grounding",
   "guardrail": "grounding",
   "status": "pass"
  },
  {
   "node": "appetite",
   "guardrail": "missing_fields",
   "status": "pass"
  },
  {
   "node": "appetite",
   "guardrail": "confidence",
   "status": "pass"
  }
 ],
 "flags": []
}

Trace line (JSON)

{
  "run_id": "2026-10-20-v6",
  "suite": "extraction-prompts",
  "case_id": "GOLD-02",
  "variant": "v5",
  "at": "2026-10-21T01:00:55.915Z",
  "ok": true,
  "usage": {
    "inputTokens": 6,
    "outputTokens": 950,
    "costUsd": 0.0100812,
    "calls": 3,
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    "cacheCreationTokens": 0,
    "latencyMs": 12526,
    "metered": true,
    "provider": "claude-cli"
  },
  "checks": {
    "extraction_schema": true,
    "fields_correct": true,
    "construction_canonical": true,
    "decision_correct": true,
    "attribution_claude": true
  },
  "output_hash": "6a6a5dd618458b2c",
  "unanswered": [
    "attribution_jev"
  ],
  "extra": {
    "decision": "IN APPETITE",
    "fitScore": 90,
    "retries": 0,
    "fieldsWrong": 0,
    "modelErrors": ""
  },
  "stages": [
    {
      "name": "intake",
      "ok": true
    },
    {
      "name": "extraction",
      "ok": true
    },
    {
      "name": "grounding",
      "ok": true
    },
    {
      "name": "appetite",
      "ok": true
    }
  ],
  "cached": false
}

Full output record (JSON)

{
  "output": {
    "decision": "IN APPETITE",
    "expectedDecision": "IN APPETITE",
    "decisionCorrect": true,
    "fitScore": 90,
    "confidence": 0.9757142857142858,
    "reasons": [
      "Cumberland Flats LP sits comfortably inside appetite: Tennessee is an approved state, 16 units is well under the 60-unit cap, and $2.85M TIV falls in the lower-middle of the $250K–$15M band. Masonry non-combustible construction from 2006 is preferred, and all rule checks passed. The single 2023 water claim ($8,400, pipe replaced) is minor and remediated, so it trims the score slightly but does not block bind."
    ],
    "extraction": {
      "insuredName": {
        "value": "Cumberland Flats LP",
        "confidence": 0.97,
        "source": "email"
      },
      "propertyAddress": {
        "value": "212 Fesslers Ln, Nashville, TN 37210",
        "confidence": 0.97,
        "source": "both"
      },
      "state": {
        "value": "TN",
        "confidence": 0.98,
        "source": "both"
      },
      "county": {
        "value": "Davidson",
        "confidence": 0.97,
        "source": "both"
      },
      "units": {
        "value": 16,
        "confidence": 0.98,
        "source": "both"
      },
      "tiv": {
        "value": 2850000,
        "confidence": 0.98,
        "source": "both"
      },
      "constructionType": {
        "value": "Masonry Non-Combustible",
        "confidence": 0.97,
        "source": "both"
      },
      "yearBuilt": {
        "value": 2006,
        "confidence": 0.98,
        "source": "both"
      },
      "targetPremium": {
        "value": null,
        "confidence": 0.95,
        "source": null
      },
      "subclass": {
        "value": "Mid-rise apartments",
        "confidence": 0.95,
        "source": "email"
      },
      "priorLossSummary": {
        "value": "One water-damage claim in 2023, $8,400 paid; pipe since replaced.",
        "confidence": 0.95,
        "source": "email"
      }
    },
    "extracted": [
      {
        "field": "insuredName",
        "value": "Cumberland Flats LP",
        "source": "email"
      },
      {
        "field": "propertyAddress",
        "value": "212 Fesslers Ln, Nashville, TN 37210",
        "source": "both"
      },
      {
        "field": "state",
        "value": "TN",
        "source": "both"
      },
      {
        "field": "county",
        "value": "Davidson",
        "source": "both"
      },
      {
        "field": "units",
        "value": 16,
        "source": "both"
      },
      {
        "field": "tiv",
        "value": 2850000,
        "source": "both"
      },
      {
        "field": "constructionType",
        "value": "Masonry Non-Combustible",
        "source": "both"
      },
      {
        "field": "yearBuilt",
        "value": 2006,
        "source": "both"
      },
      {
        "field": "subclass",
        "value": "Mid-rise apartments",
        "source": "email"
      },
      {
        "field": "priorLossSummary",
        "value": "One water-damage claim in 2023, $8,400 paid; pipe since replaced.",
        "source": "email"
      }
    ],
    "fields": [
      {
        "field": "insuredName",
        "expected": "Cumberland Flats LP",
        "got": "Cumberland Flats LP",
        "correct": true
      },
      {
        "field": "state",
        "expected": "TN",
        "got": "TN",
        "correct": true
      },
      {
        "field": "county",
        "expected": "Davidson",
        "got": "Davidson",
        "correct": true
      },
      {
        "field": "units",
        "expected": 16,
        "got": 16,
        "correct": true
      },
      {
        "field": "tiv",
        "expected": 2850000,
        "got": 2850000,
        "correct": true
      },
      {
        "field": "constructionType",
        "expected": "masonry non-combustible",
        "got": "Masonry Non-Combustible",
        "correct": true
      },
      {
        "field": "yearBuilt",
        "expected": 2006,
        "got": 2006,
        "correct": true
      },
      {
        "field": "subclass",
        "expected": "Mid-rise apartments",
        "got": "Mid-rise apartments",
        "correct": true
      }
    ],
    "retries": 0,
    "guardrails": [
      {
        "node": "extraction",
        "guardrail": "schema",
        "status": "pass"
      },
      {
        "node": "grounding",
        "guardrail": "grounding",
        "status": "pass"
      },
      {
        "node": "appetite",
        "guardrail": "missing_fields",
        "status": "pass"
      },
      {
        "node": "appetite",
        "guardrail": "confidence",
        "status": "pass"
      }
    ],
    "flags": []
  },
  "usage": {
    "inputTokens": 6,
    "cacheReadTokens": 5692,
    "cacheCreationTokens": 0,
    "outputTokens": 950,
    "costUsd": 0.0100812,
    "latencyMs": 12526,
    "calls": 3,
    "metered": true,
    "provider": "claude-cli"
  },
  "extra": {
    "decision": "IN APPETITE",
    "fitScore": 90,
    "retries": 0,
    "fieldsWrong": 0,
    "modelErrors": ""
  },
  "stages": [
    {
      "name": "intake",
      "ok": true
    },
    {
      "name": "extraction",
      "ok": true
    },
    {
      "name": "grounding",
      "ok": true
    },
    {
      "name": "appetite",
      "ok": true
    }
  ]
}

v6

result: ok
prompt tokens: 5,735
output tokens: 958
cost: $0.0265
latency: 14,233 ms · 3 calls
at: 2026-10-21 01:00
stages: intake extraction grounding appetite
decision: IN APPETITE
fitScore: 86
retries: 0
fieldsWrong: 0
modelErrors

check	verdict
extraction_schema	pass
fields_correct	pass
construction_canonical	pass
nulls_stay_null	not applicable
decision_correct	pass
attribution_jev	unanswered
attribution_claude	pass

{
 "decision": "IN APPETITE",
 "expectedDecision": "IN APPETITE",
 "decisionCorrect": true,
 "fitScore": 86,
 "confidence": 0.9757142857142858,
 "reasons": [
  "Cumberland Flats LP sits comfortably inside appetite: Tennessee is an approved state, 16 units is well under the 60-unit cap, and the $2.85M TIV falls in the lower-middle of the $250K–$15M band. Masonry non-combustible construction from 2006 is preferred, and all five rule checks passed. A single $8,400 water-damage claim in 2023, with the pipe replaced, is minor friction, so this risk is ready to bind."
 ],
 "extraction": {
  "insuredName": {
   "value": "Cumberland Flats LP",
   "confidence": 0.97,
   "source": "email"
  },
  "propertyAddress": {
   "value": "212 Fesslers Ln, Nashville, TN 37210",
   "confidence": 0.97,
   "source": "both"
  },
  "state": {
   "value": "TN",
   "confidence": 0.98,
   "source": "both"
  },
  "county": {
   "value": "Davidson",
   "confidence": 0.97,
   "source": "both"
  },
  "units": {
   "value": 16,
   "confidence": 0.98,
   "source": "both"
  },
  "tiv": {
   "value": 2850000,
   "confidence": 0.98,
   "source": "both"
  },
  "constructionType": {
   "value": "Masonry Non-Combustible",
   "confidence": 0.97,
   "source": "both"
  },
  "yearBuilt": {
   "value": 2006,
   "confidence": 0.98,
   "source": "both"
  },
  "targetPremium": {
   "value": null,
   "confidence": 0.9,
   "source": null
  },
  "subclass": {
   "value": "Mid-rise apartments",
   "confidence": 0.95,
   "source": "email"
  },
  "priorLossSummary": {
   "value": "One small water-damage claim in 2023, $8,400 paid; pipe since replaced.",
   "confidence": 0.95,
   "source": "email"
  }
 },
 "extracted": [
  {
   "field": "insuredName",
   "value": "Cumberland Flats LP",
   "source": "email"
  },
  {
   "field": "propertyAddress",
   "value": "212 Fesslers Ln, Nashville, TN 37210",
   "source": "both"
  },
  {
   "field": "state",
   "value": "TN",
   "source": "both"
  },
  {
   "field": "county",
   "value": "Davidson",
   "source": "both"
  },
  {
   "field": "units",
   "value": 16,
   "source": "both"
  },
  {
   "field": "tiv",
   "value": 2850000,
   "source": "both"
  },
  {
   "field": "constructionType",
   "value": "Masonry Non-Combustible",
   "source": "both"
  },
  {
   "field": "yearBuilt",
   "value": 2006,
   "source": "both"
  },
  {
   "field": "subclass",
   "value": "Mid-rise apartments",
   "source": "email"
  },
  {
   "field": "priorLossSummary",
   "value": "One small water-damage claim in 2023, $8,400 paid; pipe since replaced.",
   "source": "email"
  }
 ],
 "fields": [
  {
   "field": "insuredName",
   "expected": "Cumberland Flats LP",
   "got": "Cumberland Flats LP",
   "correct": true
  },
  {
   "field": "state",
   "expected": "TN",
   "got": "TN",
   "correct": true
  },
  {
   "field": "county",
   "expected": "Davidson",
   "got": "Davidson",
   "correct": true
  },
  {
   "field": "units",
   "expected": 16,
   "got": 16,
   "correct": true
  },
  {
   "field": "tiv",
   "expected": 2850000,
   "got": 2850000,
   "correct": true
  },
  {
   "field": "constructionType",
   "expected": "masonry non-combustible",
   "got": "Masonry Non-Combustible",
   "correct": true
  },
  {
   "field": "yearBuilt",
   "expected": 2006,
   "got": 2006,
   "correct": true
  },
  {
   "field": "subclass",
   "expected": "Mid-rise apartments",
   "got": "Mid-rise apartments",
   "correct": true
  }
 ],
 "retries": 0,
 "guardrails": [
  {
   "node": "extraction",
   "guardrail": "schema",
   "status": "pass"
  },
  {
   "node": "grounding",
   "guardrail": "grounding",
   "status": "pass"
  },
  {
   "node": "appetite",
   "guardrail": "missing_fields",
   "status": "pass"
  },
  {
   "node": "appetite",
   "guardrail": "confidence",
   "status": "pass"
  }
 ],
 "flags": []
}

Trace line (JSON)

{
  "run_id": "2026-10-20-v6",
  "suite": "extraction-prompts",
  "case_id": "GOLD-02",
  "variant": "v6",
  "at": "2026-10-21T01:00:50.169Z",
  "ok": true,
  "usage": {
    "inputTokens": 6,
    "outputTokens": 958,
    "costUsd": 0.0264513,
    "calls": 3,
    "cacheReadTokens": 1553,
    "cacheCreationTokens": 4176,
    "latencyMs": 14233,
    "metered": true,
    "provider": "claude-cli"
  },
  "checks": {
    "extraction_schema": true,
    "fields_correct": true,
    "construction_canonical": true,
    "decision_correct": true,
    "attribution_claude": true
  },
  "output_hash": "1eff0e072b6967da",
  "unanswered": [
    "attribution_jev"
  ],
  "extra": {
    "decision": "IN APPETITE",
    "fitScore": 86,
    "retries": 0,
    "fieldsWrong": 0,
    "modelErrors": ""
  },
  "stages": [
    {
      "name": "intake",
      "ok": true
    },
    {
      "name": "extraction",
      "ok": true
    },
    {
      "name": "grounding",
      "ok": true
    },
    {
      "name": "appetite",
      "ok": true
    }
  ],
  "cached": false
}

Full output record (JSON)

{
  "output": {
    "decision": "IN APPETITE",
    "expectedDecision": "IN APPETITE",
    "decisionCorrect": true,
    "fitScore": 86,
    "confidence": 0.9757142857142858,
    "reasons": [
      "Cumberland Flats LP sits comfortably inside appetite: Tennessee is an approved state, 16 units is well under the 60-unit cap, and the $2.85M TIV falls in the lower-middle of the $250K–$15M band. Masonry non-combustible construction from 2006 is preferred, and all five rule checks passed. A single $8,400 water-damage claim in 2023, with the pipe replaced, is minor friction, so this risk is ready to bind."
    ],
    "extraction": {
      "insuredName": {
        "value": "Cumberland Flats LP",
        "confidence": 0.97,
        "source": "email"
      },
      "propertyAddress": {
        "value": "212 Fesslers Ln, Nashville, TN 37210",
        "confidence": 0.97,
        "source": "both"
      },
      "state": {
        "value": "TN",
        "confidence": 0.98,
        "source": "both"
      },
      "county": {
        "value": "Davidson",
        "confidence": 0.97,
        "source": "both"
      },
      "units": {
        "value": 16,
        "confidence": 0.98,
        "source": "both"
      },
      "tiv": {
        "value": 2850000,
        "confidence": 0.98,
        "source": "both"
      },
      "constructionType": {
        "value": "Masonry Non-Combustible",
        "confidence": 0.97,
        "source": "both"
      },
      "yearBuilt": {
        "value": 2006,
        "confidence": 0.98,
        "source": "both"
      },
      "targetPremium": {
        "value": null,
        "confidence": 0.9,
        "source": null
      },
      "subclass": {
        "value": "Mid-rise apartments",
        "confidence": 0.95,
        "source": "email"
      },
      "priorLossSummary": {
        "value": "One small water-damage claim in 2023, $8,400 paid; pipe since replaced.",
        "confidence": 0.95,
        "source": "email"
      }
    },
    "extracted": [
      {
        "field": "insuredName",
        "value": "Cumberland Flats LP",
        "source": "email"
      },
      {
        "field": "propertyAddress",
        "value": "212 Fesslers Ln, Nashville, TN 37210",
        "source": "both"
      },
      {
        "field": "state",
        "value": "TN",
        "source": "both"
      },
      {
        "field": "county",
        "value": "Davidson",
        "source": "both"
      },
      {
        "field": "units",
        "value": 16,
        "source": "both"
      },
      {
        "field": "tiv",
        "value": 2850000,
        "source": "both"
      },
      {
        "field": "constructionType",
        "value": "Masonry Non-Combustible",
        "source": "both"
      },
      {
        "field": "yearBuilt",
        "value": 2006,
        "source": "both"
      },
      {
        "field": "subclass",
        "value": "Mid-rise apartments",
        "source": "email"
      },
      {
        "field": "priorLossSummary",
        "value": "One small water-damage claim in 2023, $8,400 paid; pipe since replaced.",
        "source": "email"
      }
    ],
    "fields": [
      {
        "field": "insuredName",
        "expected": "Cumberland Flats LP",
        "got": "Cumberland Flats LP",
        "correct": true
      },
      {
        "field": "state",
        "expected": "TN",
        "got": "TN",
        "correct": true
      },
      {
        "field": "county",
        "expected": "Davidson",
        "got": "Davidson",
        "correct": true
      },
      {
        "field": "units",
        "expected": 16,
        "got": 16,
        "correct": true
      },
      {
        "field": "tiv",
        "expected": 2850000,
        "got": 2850000,
        "correct": true
      },
      {
        "field": "constructionType",
        "expected": "masonry non-combustible",
        "got": "Masonry Non-Combustible",
        "correct": true
      },
      {
        "field": "yearBuilt",
        "expected": 2006,
        "got": 2006,
        "correct": true
      },
      {
        "field": "subclass",
        "expected": "Mid-rise apartments",
        "got": "Mid-rise apartments",
        "correct": true
      }
    ],
    "retries": 0,
    "guardrails": [
      {
        "node": "extraction",
        "guardrail": "schema",
        "status": "pass"
      },
      {
        "node": "grounding",
        "guardrail": "grounding",
        "status": "pass"
      },
      {
        "node": "appetite",
        "guardrail": "missing_fields",
        "status": "pass"
      },
      {
        "node": "appetite",
        "guardrail": "confidence",
        "status": "pass"
      }
    ],
    "flags": []
  },
  "usage": {
    "inputTokens": 6,
    "cacheReadTokens": 1553,
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    "costUsd": 0.0264513,
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    "calls": 3,
    "metered": true,
    "provider": "claude-cli"
  },
  "extra": {
    "decision": "IN APPETITE",
    "fitScore": 86,
    "retries": 0,
    "fieldsWrong": 0,
    "modelErrors": ""
  },
  "stages": [
    {
      "name": "intake",
      "ok": true
    },
    {
      "name": "extraction",
      "ok": true
    },
    {
      "name": "grounding",
      "ok": true
    },
    {
      "name": "appetite",
      "ok": true
    }
  ]
}