V-02

exchange-triage · run 2026-10-19-prompts

Input

What every variant was given, as the suite chose to show it.

Broker: Variant desk

Good morning,

New habitational account: Ridgeline Flats LLC, 26 units at 88 Overlook Dr, Knoxville, TN 37919 (Knox County). Masonry construction, year built 2011.

Values came in at roughly 4,850k all-in per the updated appraisal. Target premium $41,000. One small kitchen fire 2022, $12,000 paid.

Regards.

Outputs

One column per variant. Checks are the suite's binary checks on this output; a judge that gave no verdict is unanswered and not counted.

v1

result: ok
prompt tokens: 4,244
output tokens: 894
cost: $0.0239
latency: 246,499 ms · 3 calls
at: 2026-10-19 22:15
stages: intake extraction grounding appetite
decision: IN APPETITE
fitScore: 88
retries: 0
fieldsWrong: 0

check	verdict
extraction_schema	pass
fields_correct	pass
construction_canonical	not applicable
nulls_stay_null	not applicable
decision_correct	pass
attribution_jev	pass
attribution_claude	pass

{
 "decision": "IN APPETITE",
 "expectedDecision": "IN APPETITE",
 "decisionCorrect": true,
 "fitScore": 88,
 "confidence": 0.927142857142857,
 "reasons": [
  "Ridgeline Flats sits comfortably inside appetite: Knox County, TN is an allowed state with no coastal restriction, 26 units is well under the 60-unit cap, and $4.85M TIV is mid-band. The 2011 masonry build is preferred construction, and the $41,000 target GWP falls within the premium band. One minor 2022 kitchen fire ($12,000 paid) is the only friction, so this risk is ready to bind-track."
 ],
 "extraction": {
  "insuredName": {
   "value": "Ridgeline Flats LLC",
   "confidence": 0.97,
   "source": "email"
  },
  "propertyAddress": {
   "value": "88 Overlook Dr, Knoxville, TN 37919",
   "confidence": 0.95,
   "source": "email"
  },
  "state": {
   "value": "TN",
   "confidence": 0.98,
   "source": "email"
  },
  "county": {
   "value": "Knox",
   "confidence": 0.95,
   "source": "email"
  },
  "units": {
   "value": 26,
   "confidence": 0.97,
   "source": "email"
  },
  "tiv": {
   "value": 4850000,
   "confidence": 0.8,
   "source": "email"
  },
  "constructionType": {
   "value": "Masonry",
   "confidence": 0.85,
   "source": "email"
  },
  "yearBuilt": {
   "value": 2011,
   "confidence": 0.97,
   "source": "email"
  },
  "targetPremium": {
   "value": 41000,
   "confidence": 0.97,
   "source": "email"
  },
  "subclass": {
   "value": null,
   "confidence": 0.4,
   "source": null
  },
  "priorLossSummary": {
   "value": "One small kitchen fire in 2022, $12,000 paid.",
   "confidence": 0.95,
   "source": "email"
  }
 },
 "extracted": [
  {
   "field": "insuredName",
   "value": "Ridgeline Flats LLC",
   "source": "email"
  },
  {
   "field": "propertyAddress",
   "value": "88 Overlook Dr, Knoxville, TN 37919",
   "source": "email"
  },
  {
   "field": "state",
   "value": "TN",
   "source": "email"
  },
  {
   "field": "county",
   "value": "Knox",
   "source": "email"
  },
  {
   "field": "units",
   "value": 26,
   "source": "email"
  },
  {
   "field": "tiv",
   "value": 4850000,
   "source": "email"
  },
  {
   "field": "constructionType",
   "value": "Masonry",
   "source": "email"
  },
  {
   "field": "yearBuilt",
   "value": 2011,
   "source": "email"
  },
  {
   "field": "targetPremium",
   "value": 41000,
   "source": "email"
  },
  {
   "field": "priorLossSummary",
   "value": "One small kitchen fire in 2022, $12,000 paid.",
   "source": "email"
  }
 ],
 "fields": [
  {
   "field": "insuredName",
   "expected": "Ridgeline Flats LLC",
   "got": "Ridgeline Flats LLC",
   "correct": true
  },
  {
   "field": "state",
   "expected": "TN",
   "got": "TN",
   "correct": true
  },
  {
   "field": "county",
   "expected": "Knox",
   "got": "Knox",
   "correct": true
  },
  {
   "field": "units",
   "expected": 26,
   "got": 26,
   "correct": true
  },
  {
   "field": "tiv",
   "expected": 4850000,
   "got": 4850000,
   "correct": true
  },
  {
   "field": "yearBuilt",
   "expected": 2011,
   "got": 2011,
   "correct": true
  },
  {
   "field": "targetPremium",
   "expected": 41000,
   "got": 41000,
   "correct": true
  }
 ],
 "retries": 0,
 "guardrails": [
  {
   "node": "extraction",
   "guardrail": "schema",
   "status": "pass"
  },
  {
   "node": "grounding",
   "guardrail": "grounding",
   "status": "pass"
  },
  {
   "node": "appetite",
   "guardrail": "missing_fields",
   "status": "pass"
  },
  {
   "node": "appetite",
   "guardrail": "confidence",
   "status": "pass"
  }
 ],
 "flags": []
}

v2

result: ok
prompt tokens: 4,601
output tokens: 1,067
cost: $0.0143
latency: 56,754 ms · 3 calls
at: 2026-10-19 22:11
stages: intake extraction grounding appetite
decision: INCOMPLETE
fitScore: 84
retries: 0
fieldsWrong: 0

check	verdict
extraction_schema	pass
fields_correct	pass
construction_canonical	not applicable
nulls_stay_null	not applicable
decision_correct	fail
attribution_jev	pass
attribution_claude	pass

{
 "decision": "INCOMPLETE",
 "expectedDecision": "IN APPETITE",
 "decisionCorrect": false,
 "fitScore": 84,
 "confidence": 0.9533333333333331,
 "reasons": [
  "construction type"
 ],
 "extraction": {
  "insuredName": {
   "value": "Ridgeline Flats LLC",
   "confidence": 0.98,
   "source": "email"
  },
  "propertyAddress": {
   "value": "88 Overlook Dr, Knoxville, TN 37919",
   "confidence": 0.97,
   "source": "email"
  },
  "state": {
   "value": "TN",
   "confidence": 0.98,
   "source": "email"
  },
  "county": {
   "value": "Knox",
   "confidence": 0.97,
   "source": "email"
  },
  "units": {
   "value": 26,
   "confidence": 0.97,
   "source": "email"
  },
  "tiv": {
   "value": 4850000,
   "confidence": 0.85,
   "source": "email"
  },
  "constructionType": {
   "value": null,
   "confidence": 0.2,
   "source": null
  },
  "yearBuilt": {
   "value": 2011,
   "confidence": 0.97,
   "source": "email"
  },
  "targetPremium": {
   "value": 41000,
   "confidence": 0.97,
   "source": "email"
  },
  "subclass": {
   "value": null,
   "confidence": 0.3,
   "source": null
  },
  "priorLossSummary": {
   "value": "One small kitchen fire in 2022, $12,000 paid.",
   "confidence": 0.95,
   "source": "email"
  }
 },
 "extracted": [
  {
   "field": "insuredName",
   "value": "Ridgeline Flats LLC",
   "source": "email"
  },
  {
   "field": "propertyAddress",
   "value": "88 Overlook Dr, Knoxville, TN 37919",
   "source": "email"
  },
  {
   "field": "state",
   "value": "TN",
   "source": "email"
  },
  {
   "field": "county",
   "value": "Knox",
   "source": "email"
  },
  {
   "field": "units",
   "value": 26,
   "source": "email"
  },
  {
   "field": "tiv",
   "value": 4850000,
   "source": "email"
  },
  {
   "field": "yearBuilt",
   "value": 2011,
   "source": "email"
  },
  {
   "field": "targetPremium",
   "value": 41000,
   "source": "email"
  },
  {
   "field": "priorLossSummary",
   "value": "One small kitchen fire in 2022, $12,000 paid.",
   "source": "email"
  }
 ],
 "fields": [
  {
   "field": "insuredName",
   "expected": "Ridgeline Flats LLC",
   "got": "Ridgeline Flats LLC",
   "correct": true
  },
  {
   "field": "state",
   "expected": "TN",
   "got": "TN",
   "correct": true
  },
  {
   "field": "county",
   "expected": "Knox",
   "got": "Knox",
   "correct": true
  },
  {
   "field": "units",
   "expected": 26,
   "got": 26,
   "correct": true
  },
  {
   "field": "tiv",
   "expected": 4850000,
   "got": 4850000,
   "correct": true
  },
  {
   "field": "yearBuilt",
   "expected": 2011,
   "got": 2011,
   "correct": true
  },
  {
   "field": "targetPremium",
   "expected": 41000,
   "got": 41000,
   "correct": true
  }
 ],
 "retries": 0,
 "guardrails": [
  {
   "node": "extraction",
   "guardrail": "schema",
   "status": "pass"
  },
  {
   "node": "grounding",
   "guardrail": "grounding",
   "status": "pass"
  },
  {
   "node": "appetite",
   "guardrail": "missing_fields",
   "status": "warn"
  },
  {
   "node": "appetite",
   "guardrail": "confidence",
   "status": "pass"
  }
 ],
 "flags": [
  {
   "field": "constructionType",
   "issue": "missing",
   "detail": "construction type is required by the appetite ruleset"
  }
 ]
}

v2-repeat

result: ok
prompt tokens: 4,601
output tokens: 1,027
cost: $0.0233
latency: 49,864 ms · 3 calls
at: 2026-10-19 22:11
stages: intake extraction grounding appetite
decision: INCOMPLETE
fitScore: 82
retries: 0
fieldsWrong: 0

check	verdict
extraction_schema	pass
fields_correct	pass
construction_canonical	not applicable
nulls_stay_null	not applicable
decision_correct	fail
attribution_jev	pass
attribution_claude	pass

{
 "decision": "INCOMPLETE",
 "expectedDecision": "IN APPETITE",
 "decisionCorrect": false,
 "fitScore": 82,
 "confidence": 0.9533333333333331,
 "reasons": [
  "construction type"
 ],
 "extraction": {
  "insuredName": {
   "value": "Ridgeline Flats LLC",
   "confidence": 0.98,
   "source": "email"
  },
  "propertyAddress": {
   "value": "88 Overlook Dr, Knoxville, TN 37919",
   "confidence": 0.97,
   "source": "email"
  },
  "state": {
   "value": "TN",
   "confidence": 0.98,
   "source": "email"
  },
  "county": {
   "value": "Knox",
   "confidence": 0.97,
   "source": "email"
  },
  "units": {
   "value": 26,
   "confidence": 0.97,
   "source": "email"
  },
  "tiv": {
   "value": 4850000,
   "confidence": 0.85,
   "source": "email"
  },
  "constructionType": {
   "value": null,
   "confidence": 0.2,
   "source": null
  },
  "yearBuilt": {
   "value": 2011,
   "confidence": 0.97,
   "source": "email"
  },
  "targetPremium": {
   "value": 41000,
   "confidence": 0.97,
   "source": "email"
  },
  "subclass": {
   "value": null,
   "confidence": 0,
   "source": null
  },
  "priorLossSummary": {
   "value": "One small kitchen fire in 2022, $12,000 paid.",
   "confidence": 0.95,
   "source": "email"
  }
 },
 "extracted": [
  {
   "field": "insuredName",
   "value": "Ridgeline Flats LLC",
   "source": "email"
  },
  {
   "field": "propertyAddress",
   "value": "88 Overlook Dr, Knoxville, TN 37919",
   "source": "email"
  },
  {
   "field": "state",
   "value": "TN",
   "source": "email"
  },
  {
   "field": "county",
   "value": "Knox",
   "source": "email"
  },
  {
   "field": "units",
   "value": 26,
   "source": "email"
  },
  {
   "field": "tiv",
   "value": 4850000,
   "source": "email"
  },
  {
   "field": "yearBuilt",
   "value": 2011,
   "source": "email"
  },
  {
   "field": "targetPremium",
   "value": 41000,
   "source": "email"
  },
  {
   "field": "priorLossSummary",
   "value": "One small kitchen fire in 2022, $12,000 paid.",
   "source": "email"
  }
 ],
 "fields": [
  {
   "field": "insuredName",
   "expected": "Ridgeline Flats LLC",
   "got": "Ridgeline Flats LLC",
   "correct": true
  },
  {
   "field": "state",
   "expected": "TN",
   "got": "TN",
   "correct": true
  },
  {
   "field": "county",
   "expected": "Knox",
   "got": "Knox",
   "correct": true
  },
  {
   "field": "units",
   "expected": 26,
   "got": 26,
   "correct": true
  },
  {
   "field": "tiv",
   "expected": 4850000,
   "got": 4850000,
   "correct": true
  },
  {
   "field": "yearBuilt",
   "expected": 2011,
   "got": 2011,
   "correct": true
  },
  {
   "field": "targetPremium",
   "expected": 41000,
   "got": 41000,
   "correct": true
  }
 ],
 "retries": 0,
 "guardrails": [
  {
   "node": "extraction",
   "guardrail": "schema",
   "status": "pass"
  },
  {
   "node": "grounding",
   "guardrail": "grounding",
   "status": "pass"
  },
  {
   "node": "appetite",
   "guardrail": "missing_fields",
   "status": "warn"
  },
  {
   "node": "appetite",
   "guardrail": "confidence",
   "status": "pass"
  }
 ],
 "flags": [
  {
   "field": "constructionType",
   "issue": "missing",
   "detail": "construction type is required by the appetite ruleset"
  }
 ]
}

v3

result: ok
prompt tokens: 4,915
output tokens: 1,102
cost: $0.0147
latency: 104,287 ms · 3 calls
at: 2026-10-19 22:13
stages: intake extraction grounding appetite
decision: INCOMPLETE
fitScore: 80
retries: 0
fieldsWrong: 0

check	verdict
extraction_schema	pass
fields_correct	pass
construction_canonical	not applicable
nulls_stay_null	not applicable
decision_correct	fail
attribution_jev	pass
attribution_claude	pass

{
 "decision": "INCOMPLETE",
 "expectedDecision": "IN APPETITE",
 "decisionCorrect": false,
 "fitScore": 80,
 "confidence": 0.9449999999999998,
 "reasons": [
  "construction type"
 ],
 "extraction": {
  "insuredName": {
   "value": "Ridgeline Flats LLC",
   "confidence": 0.98,
   "source": "email"
  },
  "propertyAddress": {
   "value": "88 Overlook Dr, Knoxville, TN 37919",
   "confidence": 0.97,
   "source": "email"
  },
  "state": {
   "value": "TN",
   "confidence": 0.98,
   "source": "email"
  },
  "county": {
   "value": "Knox",
   "confidence": 0.95,
   "source": "email"
  },
  "units": {
   "value": 26,
   "confidence": 0.97,
   "source": "email"
  },
  "tiv": {
   "value": 4850000,
   "confidence": 0.8,
   "source": "email"
  },
  "constructionType": {
   "value": null,
   "confidence": 0.2,
   "source": null
  },
  "yearBuilt": {
   "value": 2011,
   "confidence": 0.97,
   "source": "email"
  },
  "targetPremium": {
   "value": 41000,
   "confidence": 0.97,
   "source": "email"
  },
  "subclass": {
   "value": null,
   "confidence": 0.9,
   "source": null
  },
  "priorLossSummary": {
   "value": "One small kitchen fire in 2022, $12,000 paid.",
   "confidence": 0.93,
   "source": "email"
  }
 },
 "extracted": [
  {
   "field": "insuredName",
   "value": "Ridgeline Flats LLC",
   "source": "email"
  },
  {
   "field": "propertyAddress",
   "value": "88 Overlook Dr, Knoxville, TN 37919",
   "source": "email"
  },
  {
   "field": "state",
   "value": "TN",
   "source": "email"
  },
  {
   "field": "county",
   "value": "Knox",
   "source": "email"
  },
  {
   "field": "units",
   "value": 26,
   "source": "email"
  },
  {
   "field": "tiv",
   "value": 4850000,
   "source": "email"
  },
  {
   "field": "yearBuilt",
   "value": 2011,
   "source": "email"
  },
  {
   "field": "targetPremium",
   "value": 41000,
   "source": "email"
  },
  {
   "field": "priorLossSummary",
   "value": "One small kitchen fire in 2022, $12,000 paid.",
   "source": "email"
  }
 ],
 "fields": [
  {
   "field": "insuredName",
   "expected": "Ridgeline Flats LLC",
   "got": "Ridgeline Flats LLC",
   "correct": true
  },
  {
   "field": "state",
   "expected": "TN",
   "got": "TN",
   "correct": true
  },
  {
   "field": "county",
   "expected": "Knox",
   "got": "Knox",
   "correct": true
  },
  {
   "field": "units",
   "expected": 26,
   "got": 26,
   "correct": true
  },
  {
   "field": "tiv",
   "expected": 4850000,
   "got": 4850000,
   "correct": true
  },
  {
   "field": "yearBuilt",
   "expected": 2011,
   "got": 2011,
   "correct": true
  },
  {
   "field": "targetPremium",
   "expected": 41000,
   "got": 41000,
   "correct": true
  }
 ],
 "retries": 0,
 "guardrails": [
  {
   "node": "extraction",
   "guardrail": "schema",
   "status": "pass"
  },
  {
   "node": "grounding",
   "guardrail": "grounding",
   "status": "pass"
  },
  {
   "node": "appetite",
   "guardrail": "missing_fields",
   "status": "warn"
  },
  {
   "node": "appetite",
   "guardrail": "confidence",
   "status": "pass"
  }
 ],
 "flags": [
  {
   "field": "constructionType",
   "issue": "missing",
   "detail": "construction type is required by the appetite ruleset"
  }
 ]
}